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Needing help with getting out of debt!!!
blitzdemanwedders_2
Posts: 32 Forumite
in Credit cards
Hiya,
Currently i have about £1500 to pay off on an HFC loan which is about £427ish a month until November 2005 plus i have just under £4000 on my RBS card which has just run out of 0% and £1300 on my Capital One card which i have just transferred to a Natwest Card with 0%. The Natwest only gave me a £2250 limit and will not allow the transferring of the RBS across (as same family). I am earning around £21000 a year but do not seem to be making much headway into the debt..i do try to pay off more than the minimum but my girlfriend and i are looking for our first home and i want to try to save for that aswell!!!!! ANY IDEAS !!!!!!
Currently i have about £1500 to pay off on an HFC loan which is about £427ish a month until November 2005 plus i have just under £4000 on my RBS card which has just run out of 0% and £1300 on my Capital One card which i have just transferred to a Natwest Card with 0%. The Natwest only gave me a £2250 limit and will not allow the transferring of the RBS across (as same family). I am earning around £21000 a year but do not seem to be making much headway into the debt..i do try to pay off more than the minimum but my girlfriend and i are looking for our first home and i want to try to save for that aswell!!!!! ANY IDEAS !!!!!!
2015 Goals:
To be debt free which at the start of the year will be approx 10K. One holiday win and some cash to help along with the debt payments. Anything else will be a bonus that i can then pay it forward with.
Law of Attraction really works
:)
Shine your light so others may see in the dark :heart2:
To be debt free which at the start of the year will be approx 10K. One holiday win and some cash to help along with the debt payments. Anything else will be a bonus that i can then pay it forward with.
Law of Attraction really works
:)Shine your light so others may see in the dark :heart2:
0
Comments
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Why not post this thread (or get it moved!) to debt-free wanabee forum.
You will need to post all aspects of your budget, all income and all expenditure, together with full details of the cards....aprs, balances, and limits etc.
Then the ideas can flow!!!2014 Target;
To overpay CC by £1,000.
Overpayment to date : £310
2nd Purse Challenge:
£15.88 saved to date0
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