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Bell bonus accelerator

I have recently taken out the bell bonus accelerator for 10 months.
I know there a few threads on this type of insurance but most are over 1 year old.
Will I have problems with changing insurer when the time comes, or are bonus accelerators becoming more reliable?
June 2016 - Pair of Brooks Glycerin 14's
July 2016 - Annual family pass to English Heritage
August 2016 - overnight spa break with dinner and breakfast for two
September - BBQ toolbox

Comments

  • dunstonh
    dunstonh Posts: 120,239 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There was a thread on admiral earlier in the week and they do the same thing.

    Bonus accelerators are only useful for the same company. You cannot use the increments gained from the bonus months with other insurers. They will use 12 month periods. So, if you search now after just 10 months, you will have no NCD as far as other insurers are concerned.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Thanls for the reply.

    What if the issue a certificate of NCD or a reneweal with the year on.
    Is this type of document not acceptable?
    June 2016 - Pair of Brooks Glycerin 14's
    July 2016 - Annual family pass to English Heritage
    August 2016 - overnight spa break with dinner and breakfast for two
    September - BBQ toolbox
  • brazilianwax
    brazilianwax Posts: 9,438 Forumite
    No - it says something like 'bonus earned over 10 months' on the proof of NCB.

    You'' be able to use it with any of the Admiral companies though as a year, ie Bell, Admiral, Elephant and if you're female, Diamond ;)
    :A MSE's turbo-charged CurlyWurlyGirly:A
    ;)Thinks Naughty Things Too Much Clique Member No 3, 4 & 5 ;)
  • malky39
    malky39 Posts: 703 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    when my first year( 10 months) of insurance with elephant was over i was issued with a certificate stating that i had 1 years no claims with nothing about earned over 10 months on it
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