Thursady 31/01/08 What small dfw thing have you done today???

MiniLaura

Well this was yesterday! I phoned bank to complain about charges to my account, one for failed direct debit (taken on wrong date) and one for being overdrawn for a few hours! Got them deleted so I'm happy!

Todays plans are to work on Feb Budget and get bills all sorted out.
Cancel Mobile Phone insurance - been humming and hawing about this one for ages
Pay rent
Decide on Grocery spend for Feb and either do internet shop or big store shop on Friday.

BACW

Afternoon all,

Done clicks.
Cancelled home and contents insurance. Bought cheaper insurance through Quidco
Banked cheque from Ebay sale.
Got DH to ring round insurance companies, as he's changing his car on Saturday. Car is much better on fuel etc, but current company will only drop monthly payment by £30. He's got a quote that will drop it by £60 a month. Lots of debts to be cleared with that money :T


Won't be posting for a few days as I've got 4 days off from tomorrow, as it's our 1st anniversary on Saturday :j Think this may slightly affect our debt paying, but it only comes once a year. Will make sure we do lots of free things and enjoy ourselves without going OTT. Just being away from work for 4 days is good enough for me x

juno

* I got my credit card charges back!
They offered me the difference tween what they charged and £12 a while ago, so I wrote asking for more and today they've replied saying I can have it! :j It's only £36, but it's my £36 now.
* Did overtime at work
* Put my name down for loads more overtime at work
* Bought lots of reduced chicken to put in the freezer

claireabelle_2

Hi all :hello:
I have cancelled my overdraft, that's a big one, I keep hearing horror stories of other people having their bank cancel them, and read someone else post about living off the bank's money every month, so have paid it off with my salary today and emailed HSBC to close it, am one step closer to being free from them! Though I think I will keep the account open to see what happens in the bank charges case :money:
Thanks for all the other posts, there are some great ideas coming from them! :T

andan

Claireabelle, well done on closing the overdraft, thats quite a big thing to do and you must feel better as a result of doing it. Just came back to see how many things on here i haven't done yet, looks like i need to get cracking!

Broken_hearted

I picked up 5p off the floor but being the big softie I am I put it in the woolworths charity box.

MaggieBear

I love this post - so motivating

Today I have:
Had my flask of coffee on the train
Had homemade lunch

I will be
Listing more on amazon and checking my prices against the other seller's
Eating planned storecupboard dinner.

Sunnydoo

Hi everyone
Not much today !

Done clicks/surveys/comps
Joined Smsinn
Got free pack of w watchers peanut bars as my friend won them in the raffle at the meeting but hates nuts !
Requested £23 ish from Topcashback that will be transferred into holiday savings acct
£10 sale on Amazon
Brought 4 books from US Ebay that cost around £28 including postage but went via quidco & made sure i picked ones that will sell well on Amazon when i've read them

But...spent far too much in Asda;approx £33 when i only needed a few things !

splishsplash

Hi everyone,
I've been flying around like a headless chicken for the past few days, and I've lost track of my spending diary and mealplanner, but the mealplanner includes one takeaway per month, and today is the 31st, and we haven't had one yet, and the kids have elected not to have one tonight either!
Have worked loads of overtime, but I don't get paid for it, however I can take double the time back for anti-social hours worked - so I now have an extra day to take whenever I want! I feel a duvet day coming on! (that's sort of DFW, isn't it?!)
Feb's mealplanner is done, but I'm going to go through it again and tweak it. So far it's looking about 30% less than January's:j
I also now have to arrange to get a new kitchen in asap... I've been putting it off because it will mean huge upheaval for a week or two (have to lay a new concrete floor also). The (old) fridge freezer is terminally ill, in fact it's already been brought back from the dead once, but now I think it's kinder to change it's status to DNR...
Last night my drier almost went on fire - started billowing huge clouds of thick white smoke from the back and top - filled the kitchen up in minutes... so it's now also past it's sell-by date.
Definitely will not be a dfw weekend, but will get a very good discount on fridge freezer, drier and might as well get the hob and hood now too for when the kitchen's in...:rolleyes:
Managed to get a parking ticket this morning - but it was totally my own fault so I have to suck it up - €40:eek:
On the bright side, I managed to get the clothes dried on line today (in gale force winds and between hail showers!). I also had a nsd (well, apart from the blimmin' parking ticket!) DD1 made risotto at school today, so dinner tonight is her treat!
Very dramatic few days, TCIF tomorrow!

cherrycokester

hi, i got good and bad news today with regard to my financial situation.
good news - from 1st march i get a pay rise of £600 a year
bad news - they have re-jigged my contract in a way that will put a nix on any overtime
Today i have also:
checked my accounts
pigsback-ed (1 measly click through!)
worked 1 hours overtime