Thursady 31/01/08 What small dfw thing have you done today???

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will;
  • Check online banking done
  • Do clicks done but pigsback been awful this week
  • Eat from storecupboards/freezer done
  • take excess tiles back to shop for refund leaving this till weekend
  • Put more money in my sealed pot

Hi Lauradora - post done if you are up early:D :D
Welcome to any new posters and hi to everyone else:D :D Hope you all have a god day.
Reduce,re-use, recycle.






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Comments

  • Gosh…it’s sooooo early <yawn>…the clock is clearly lying…everyone knows there’s no such time as 6:30am. :rolleyes: What will I do today…well…..
    • Do the end of month accounts and spreadsheets – hooray. All should be fine seeing January has been a long month and quite expensive. Done
    • Finish the DIY’ing of one of the old wooden windows – sand and paint a nice glossy white. - hooray. Part done - first coat of paint finished
    • As the weather is going to be bad for a couple of days, continue with the mega de-cluttering of the garage. A little done...this is going to be quite a task
    Thought for today….. “Man is incomplete until he’s married…then he’s finished” hee hee. :D
    :)The £2 Coin Savers Club = £346.00 (£300.00 transferred to Savings a/c)

    :)"Some days you're a Pigeon...some days you're a Statue"
  • lauradora
    lauradora Posts: 1,371 Forumite
    Part of the Furniture Combo Breaker
    Look at you go! No my late start today, only just got to work!

    today I will
    • Do the ironing I should have done yesterday for my dad to earn some pennies
    • Use company electric to sit on here all day DONE!
    • Pay a little bit more off my debts DONE!
    • check online banking DONE!
    • Apply for at least 1 job
    • Enter at least 1 competition DONE!
    Have a good day everyone :D
    On a mission
  • Morning,

    • Clicks
    • Check online banking
    • Cancel Mobile phone insurance
    • Cancel Account with £12 monthly charge
    • Count Ebay earnings!!
    • Check mystery shopper assignments
    • Enter loads of competitions at lunch

    Phew :j
    LBM - March 2007
    Total debt Jan 2008 - 23,535.62 (£7050.74 - Student Loan):eek: [strike]£16,484.88[/strike] £13,762.86 (NOW) total debt :cry:
    Proud to be dealing with my debts - DFW NERD No. 457 Weekly budget £21.68
  • Hi everyone,
    I have
    -transferred some money from ISA to current account to cover the camera I bought yesterday (business purchase, extremely good offer and went via quidco)
    - transferred money from paypal and my "pot" accounts to current account
    - checked online banking

    I will
    - use storecupboard for meals
    - use washable nappies on DS
    - photograph for ebay
    - check for mystery shops
  • well maybe not DFW but I got a £10 sewing machine and some freebie curtains from my sister last night and phoned local sewing lady to ask how much to shorten them £20 as there wide and heavy per curtain,, poohey to that, so ive invested my £10 and along with machine came posh scissors and all the colours of the rainbow threads and template things and stiff bits o something ( nio puns plse) to make tie backs so Ive hada bargain, just need to go through instructions and will soon be the proud owner of a new pair of curtains and some cushions (recycled pads) and tie backs thats if im not at local A & E with a sewn off finger tip lol
    I so want to be like thisu:rotfl: :rotfl: :j :j but feel like this:mad: :mad: :mad: :mad: :eek: :eek: :eek: :eek: :eek: all the time and wondering how the heck did I get into debt.....
  • MERFE
    MERFE Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts
    Morning everyone

    today i will

    - have checked online banking
    - pop to bank to check them and pay in some cash made from selling things to pay off old overdraft.
    - park on the high street (free for 20 mins), instead of car park.
    - clicks as always and any survey i get sent
  • luxor4t
    luxor4t Posts: 11,125 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A nasty cold day today so snuggled up in my blanket!
    - tried to do my clicks but Pigsback is a dead loss!
    - wanted to book a train ticket but the Pigsback southwest trains offer has disappeared
    - e-bay sales ending as I type, so shall pack them ready
    - store cupboard meals planned as too cold to be tempted to the shops!
    I can cook and sew, make flowers grow.
  • andan
    andan Posts: 2,110 Forumite
    Loved the post disillusionedAnna, just what i needed to cheer me up with this miserable cold. Got sent home from work so feeling pretty rough but at least it gives me a chance to do some dfw things, in between sneezes!

    My things for today are:
    -Do daily clicks - DONE
    -See if there are any free things i can sign up to for money on cashback sites - DONE ON ONE SITE
    -Check online banking, got paid today so want to pay any bills due, move money around to different accounts etc. - DONE TO AN EXTENT
    -Possibly make a start on matched betting again - PLACED SEVERAL MATCHED BETS
    - Enter lots of comps - DIDN'T DO
    -Complete any surveys i have received - HAVEN'T RECEIVED ANY
    -Try and find some new mystery shopping jobs - NONE AVAILABLE BUT HAVE SIGNED UP TO 2 NEW MYSTERY SHOPPING COMPANIES
    -List things back on ebay - DONE
    -Sort through post and papers to find my gift vouchers and any bills etc that all need sorting. DONE
    :j Live on £4500, £2531/£4500:T 101 in 1001 (52/101):j:beer::j


  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Today I:

    turned the engine off when I was in a long queue of stationary traffic on the way to work :rolleyes:
    am going to do surveys and clicks and competitions today at work, not feeling 100% and really can't face too much work.
    Dinner tonight is out the freezer
    Will work on getting spreadsheets and budgets sorted tonight.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • Well, yesterday I paid the last installment of my car insurance off, so now that money is going into my monthly "Pay extra off the debts funds"

    So now that £210 is going to be a whopping £300 getting cleared per month from my cc and loan

    Happy times..
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