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Really !!!!ed off - advice please anyone?

edited 30 November -1 at 1:00AM in Motoring
23 replies 1.7K views
jaymeejaymee Forumite
125 Posts
edited 30 November -1 at 1:00AM in Motoring
I was very upset yesterday when running a few errands yesterday I noticed a slight dent on the front side of my beautiful car on the top. It is less than a year old - my very first own car and has upset me. Clearly someone had hit it and decided not to say anything to absolve him/herself of responsibility.

Problem is, I don't know when it happened or where - it could have happened yesterday or even days back as I do not drive it every day (commute into the city via public transport).

Obviously the car is fully insured but as I am a new driver I do not know very much about my rights. Is there anything I can do? Would the insurance cover it, and if so, would this mean my premiums would go up the next time I renew? :(

It may have been accident or pure vandalism. What a selfish person it was whoever did it.

P.S. I noticed the topic title has been censored - it wasn't an f-word but a p-word.
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Replies

  • if you have fully comp insurance , yes you can claim for it...you will pay the excess and the policy will probably go up to reflect the claim next year

    if its not a massive dent..you may consider a paint less dent removal if it hasnt broken the paint , or a smart repair and pay for it yourself

    it also might be worth getting a few bodyshop quotes...tell them your paying yourself , it might not be much more than the excess
  • jaymeejaymee Forumite
    125 Posts
    Thanks for the information. Unfortunately I have found out that there can be no doubt it was vandalism as there is another spot by the door which clearly looks as if it was deliberately hit with an instrument of some kind. Ba****ds.

    Both are about the size of a 10p coin.
  • vikingaerovikingaero Forumite
    10.9K Posts
    Part of the Furniture 10,000 Posts Combo Breaker
    ✭✭✭✭✭
    jaymee wrote: »
    Thanks for the information. Unfortunately I have found out that there can be no doubt it was vandalism as there is another spot by the door which clearly looks as if it was deliberately hit with an instrument of some kind. Ba****ds.

    Both are about the size of a 10p coin.

    You should get a SMART technician to look at it or any of the Dent Magician, Dent Devils etc.
    The man without a signature.
  • jaymeejaymee Forumite
    125 Posts
    Thanks - both of you. The experience left me shaken - I can't believe someone would do something so nasty like that.

    Will definitely look into the paint less dents, dent magician etc. as it will save me a bundle rather than take it to a garage for a body work.
  • i got a dent on the passenger door of my car in the car park,security not interested no cameras blah blah blah,really !!!!!! me off too,i was so angry about it obviously the back door of a car had hit it and they perpretator just walked away.
    after i calmed down i asked a body work specialist i knew if he could sort it,he said he knew someone who does smart repairs,took it to this guy,in 10 minutes he had the dent completly removed and only took £30 for it,worth every penny. so it may not cost you too much to get it repaired by a smart repair technician.
    ...work permit granted!
  • jaymeejaymee Forumite
    125 Posts
    Thanks Goldspanners! I am hoping it won't cost much for mine. Did it look as good as new?

    Could you please also give me the name of the company that carried out the repair? It would be very helpful - thanks! :)
  • jaymee wrote: »
    Thanks Goldspanners! I am hoping it won't cost much for mine. Did it look as good as new?

    Could you please also give me the name of the company that carried out the repair? It would be very helpful - thanks! :)

    it did yes it looked as good as new,as much as i tried i could not see or even feel where the dent was,i was so happy with it.
    where abouts in the country are you?
    the guy that done it for me lives in wishaw near glasgow,he is self empoyed so not a major chain unfortunatly.
    ...work permit granted!
  • try and get a local reccomendation for a smart repair(maybe ask the dealer if they use one) as good ones are very good , but theres alot of cowboys around too
  • bclarkbclark Forumite
    882 Posts
    I had a similar thing happen to me with my three week old car but mine was obviously caused by someone hitting me in a car park and I had quite extensive paint damage aswell.

    Is there any damage to the paint? If not then you can find a paintless dent removal place and it shouldn't cost you too much. Don'y claim on the insurance unless it is going to cost a lot more than the excess to put right.

    I know its annoying, it shouldn't cost anything!
  • kenb2kenb2 Forumite
    55 Posts
    Part of the Furniture 10 Posts Combo Breaker
    Any money saver worth their salt should not be buying a new car.Ever
    I get mine off ebay, I go for ones with a new mot, and some road tax
    Last one a year ago, Peugeot 205 12months MOT, 8months tax
    £325. Almost a year later, not one problem, going like a dream.
    Tatty body with dents, but hey, its a tinbox, not a sentient being.
    If it fails its mOT next month, I scrap it, or repair it myself.
    It will have cost me £6.25 per week
    beat that, with depreciation on a new car,plus the worry factor.

    I have never bought a car for more than I need to in 40 years.
    First car in 1966 £8 never paid more than £450
    Its why I`m DEBT FREE!!!!!!!:j
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