DFW aims for February....

thriftymoo

great thread!!

I have quite a few this month!

To work as much overtime as possibe!
To pay off £789 off debt (thats an extra... £402!)
To make £22 a day from clicking, STP etc etc!
To sell as many of my old uni books as possible and amazon
To see if i can find any other ways of making cash......
To do some pedalling on my excercise bike thingy every day!
not to buy any choc all month
to drink as much water as possible hehe!

GirlRacer_2

This is a great thread. For February I want to
- put half my poll Tax money into my ISA
- take packed lunch to work
- try not to waste money in the supermarket

skint_spice

My aims for this month are to try and get back into ebaying - making all of £5 so far this week but it's a start! Hoping I might get some lovely quidco money back to throw at the debt too and generally spending as little as possible.

Good luck to everyone. x

jennyred

right - this month I will try not to go into my overdraft. I do every month as I used to see this as my wage. but had an extra £800 in my wage from overtime in december so am not going to spend this, then when I get paid in Feb use the extra £500 I am expecting to clear it. (£1250 in total)
That would be the first time in 10 years I will be in the black!!!

woo hoo

(now just need to hide my debit card somewhere I cant find it to avoid thinking "woo hoo £800 in my account - what can I buy?")

good luck everyone

remember - smile and the whole world smiles with you!!!

headoutthesand

jennyred wrote: »

That would be the first time in 10 years I will be in the black!!!

woo hoo

It is an amazing feeling. I had a £450 Od for 7 years. Everytime i was out at the dancing i would phone phone banking and get another £20 added on to it until they eventually said no.

I got it down to £200 about 2 years ago but last year when i had my LBM and found this site:money: , it was the first thing i paid off.

I still can't get to grips that i don't need to work out the difference between balance, available balance and OD.

Why don't you pay the £800 just now rather than leaving it lying in the account unused. It may cut down on the intrest and takes away the temptation

well done too :T :T

SarahNeedle1872

Great thread HOTS.....

Aims for Feb:

*Pay half Council tax into ISA, and half off OH CC.
*List more things on eBay
*List more things on Amazon
*Do all surveys that come through to me
*Re-start daily clicks
*Take food to work every day
*Walk to work as often as possible
*Make a proper effort to meal plan/shop with list - bit hit and miss atm!
*Don't increase my debt or allow OH to increase his!


Think I'll post this in my diary too to keep myself motivated......:money:

hypno06

My aims for February are to:

• do the £10 a day challenge
• not eat in the staff canteen where possible
• pay £500 off the "family debt" I have
• bring my debt total to below £60k
• stick to the meal plan I have prepared for the month

Have a good month, everyone xx

xPrincessLaurax

This is a great thread!

This month I plan to:

• do as much overtime as possible,
• take lunch from home into work everyday,
• pay at least £350 off my credit card,
• join the £10 a day challenge (I've never done it before so I'll be chuffed if I even make half of it!)

Good luck with your interview Crawley-girl, fingers crossed!! Hope everyone manages to meet their targets

Laura x

lisopiso

Goals for this month are to... save $100 ($34 saved so far) for vacation away with bf for our two-year anniversary.

Not spend a penny for Valentines day, matinee movie paid for by gift cards won at work.

AVOID restaurants like the plague!!

FINALLY, no CC usage!

eshkie

Aims for the month

well i want to pay off mint and RBS and close the accounts down
i have a job interview this morning for some part time bar work so i want to get that!! And to do lots of STP, made nearly £100 last month on it so i want to try and up that this month.

Great thread!