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DFW aims for February....

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As most people will be getting paid this week i thought it would be a good idea to list what we aim to do to help clear our debts for the month of February

This can vary from making at least half of the £10 a day challenge
over paying credit cards/loans/other debt by a certain amount
taking on a second job by a certain date
signing up to cash back websites

the list could go on...an on....and on...

I feel that if it's written down here and we all egg one another on we might just make more of an effort to come back at the end of Feb and say we've done it or even excelled our targets for the month

this month i aim to

Pay my extra council tax money to Next
Find a second job where i can work 1 night a week
walk more rather than take the car and save on petrol
Spend no more than £60 on petrol for the full month
list more stuff on ebay
Start going out running at least 2 nights a week
open up an account with the credit union to help towards a new heating system
Official DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j
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Comments

  • My sole aim for February is to get to the end of the month and still have some money in my account. May seem a small aim to some, but I haven't been in that enviable position in all 11 of my working years!
    LBM: 14.01.08 - Debt at 25.04.08: £7420.9
    25.06.10: 3200.00 :T I'm over half way there!!! :j
    'Spendaholics Anonymous' Thread Member No 1
    DMP Mutual Support Thread Member No 113
  • NatashaP
    NatashaP Posts: 115 Forumite
    Well, as I'm still on maternity leave and dont return back to work until feb meaning no pay until march, I cant really do very much. However, I'm going to:

    Sell my unwanted bits and bobs to go towards clearing my lloyds loan;
    Look for a second job - maybe bar work at the weekends;
    Make a bigger effort to go on to slicethepie and try and get at least £50 by the end of feb to go towards loan (earned about £2 so far lol!);
    Open up a savings account to store any spare pennies in so that I'm not tempted to spend!

    Sure I'll think of some more!
    LBM - January 2008 ~ debt - [strike]£16,260.00[/strike] £16,90.00 ~ Debt-free date - October 2016! :eek:
    Official DFW Nerd Club Member No: 842 ~ Proud to be dealing with my debts!! :cool:
  • My aim is to stay afloat which is harder than it seems sometimes.
    Barclaycard 3800

    Nothing to do but hibernate till spring






  • Hi there, great thread...

    My aim for February is to get my total debt SUB £1000... awaiting a refund for a cancelled trip which should come through any day now and my credit card debt should be completely gone, so that will be a massive help!

    It'll be a struggle, but it's worth having a goal and always good to set yourself challenges!

    Good luck to everyone!
    LP
    xox
  • Hey there; this might sound small but my aim is to make it through Feb without increasing my debt and to stay positive. It looks like Feb is going to be a bumpy ride financially and I may well need every last drop of energy for it (which I should be spending on my health).In a way I can't wait till the next surgery as when I'm in hosipital they won't be able to phone or send letters.
    Good luck to all Feb DFW's

    xxx
    LBM : August 2007
    my debts: less than this time last year....!
    DFW Nerd Club #706I'm Proud To Be Dealing With My Debts :D
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    My aims for February are:
    to get a permanent job
    to earn enough not to have to dip in savings next month (either temp or through new permanent job)
    to spend less than £160 on food for me and OH in supermarket
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • I'm paying off my loan in Feb! I can't wait :j :money:
    :T Became debt free May 2008 :T

    New Challenge- Fill my ISA this year - So far £260.95/£3,600
  • Get the car serviced without relying on credit :D
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • tigzem
    tigzem Posts: 2,361 Forumite
    To not spend anymore money on my cars!!! Argh!!

    To pay a sizeable chunk of the c/c once sold one of the cars.

    To keep meal planning and not spend so much money in Supermarkets :mad:
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Awesome thread :D

    My aims for Feb:

    Pay the money normally allocated to Council tax to my CC bill
    Put some effort into getting myself "click organised" so it's just a routine I can follow
    Not pay for anything on plastic - including my debit card
    Not withdraw more than £50 a week
    Start properly meal planning so I'm making better use of the oven, my storecupboard and balancing my nutrients
    Head on down to oldstyle so they can set me on the right path, much as you guys have here :D
    Spend no more than £2 a week on food at the office - and try and make that a once-a-week "sub of the day" treat that I really, truly, enjoy.
    LBM 21/11/07 Proud To Be Dealing With My Debts. Nerd Number 872 DFD ~07/2009 Stats at payday feb08: overdraft ; Gone CC1: £1,519.63 CC2: £402.15
    £2 Savers club: £6 so far Living Ebay(& Amazon) Neutral in 2008: £43.07 so far "I do not NEED that DVD" Tough Love Club member #4
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