We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

voluntary arrangements/claiming charges

If you're making voluntary arrangements to repay credit card debts, can you still reclaim the credit card charges? And will it inflame the companies into being less co-operative?

Comments

  • I think different departments may mean that this does not happen.

    What might happen though (legally they can do this) is to apply any refund against what you owe.
  • That's totally fine. As they say, every little helps. Thank you.
  • meerustar
    meerustar Posts: 8,560 Forumite
    Part of the Furniture Combo Breaker
    If you're making voluntary arrangements to repay credit card debts, can you still reclaim the credit card charges? And will it inflame the companies into being less co-operative?

    Yes you can. Read all the information about claiming the charges back and go ahead. Good luck.
  • maz1964
    maz1964 Posts: 903 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hiya all, just my question ive had hovering in my mind for the past few days, i shall even ask them to credit the appropiate credit card cos that will reduce my debt with them and enable me to return far quicker to paying more than the minimume payment to clear each credit card debt.

    might be a tactic to process faster? every bit helps on my snowball calculator lol

    its fun this place - have a good eve ciao maz
    Sealed Pot Challenge member 1525

    "Knowledge is the Power to get Debt Free":j

    Truecall device, stops all the unneccesary phone calls - my sanity has been restored and the peace in the house is truely priceless!:rotfl:
  • Thank you very much guys. I shall look forward to a successful claim and some help towards what's left on the bills.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.