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Help please!!!
AJB1
Posts: 2 Newbie
in Credit cards
Hi all
This is my first post. I wonder if anyone has any advice for me. Years ago when I was really struggling financially, single parent, student etc, I took out a credit card with Providian (specifically targeted at the poorer, high interest rate) the limit was £250. I reached the limit and then for years I paid small amount regularly but it was never enough to pay interest and something off the balance. I moved twice, changed bank accounts and forgot all about it although I did owe them this relatively small amount. It was never my intention to default. Last summer I was contacted by a debt collection agency acting for Providian who informed me I now owe £1500. I argued with the agency but have had to agree to pay them £25 per month til I get it sorted. They have now bought the debt and I don't know what to do. Can anyone offer a solution. Sorry for the length of the message.
AB
This is my first post. I wonder if anyone has any advice for me. Years ago when I was really struggling financially, single parent, student etc, I took out a credit card with Providian (specifically targeted at the poorer, high interest rate) the limit was £250. I reached the limit and then for years I paid small amount regularly but it was never enough to pay interest and something off the balance. I moved twice, changed bank accounts and forgot all about it although I did owe them this relatively small amount. It was never my intention to default. Last summer I was contacted by a debt collection agency acting for Providian who informed me I now owe £1500. I argued with the agency but have had to agree to pay them £25 per month til I get it sorted. They have now bought the debt and I don't know what to do. Can anyone offer a solution. Sorry for the length of the message.
AB
0
Comments
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Gather up any papers contact phone details that you have and wander along to the Citizens Advice Bureau and get their help they are very good and it is FREE.There should be a local office in your town.Previously known as Bokken,registered at MSE in Nov 04,computer glich deleted my access but it is fun building up my stars from scratch,again.:D0
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