We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Chances of a non-instant decision getting accepted?

I applied for the Capital One balance transfer card last Thursday (this is the one offering 6 months interest free with a 0% transfer fee).

They didn;t give me an on-line decision, and said they would write to me within 7 days (still waiting at the mo).

Does this make it unlikely that I will get accpeted? And if I do get accepted does it make it unlikely that I will get the credit limit I require for my transfers (about 7k in total is required).

I met all their criteria when I applied, i.e.

Hold a credit card with at least a £5k limit
Had a credit card(s) for at least 5 years
Have less than £10k total in credit balances
no CCJs
etc etc
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.