Student loans company - no contact?

epiphone_2

Hi, I contacted the Student loan company via telephone and said I was living abroad (but not for how long) and they updated my address details. They then instructed me to fill in the "Overseas Income Asdessment" Form which I did giving my current Gross Salary and also last 3 pay slips and also detailing that the date I started work was 2005.

I got my monthly payment as 234 pound, but this was not calculated from my wages, as they didnt recieve my fax, this is a standard monthly repayment for overseas customers who dont provide salary information..

So sent my salary information and slips again but they ARE calculating it on my German Gross pay. But the 9% of my Gross pay is still over 200 quid. I guess that is correct, but then they are not taking into acount the higher gross pay due to higher taxes here in Germany compared to England.

They said, that I have to get letter of salary from Employer, to show that I get taxed 50ish% here in Germany. Dont know why my payslips which detail all the tax individually is not enough? Then with this letter they can re-evaluate my monthly contribution again.

But the good news is, that I didnt get any penalties.

Im not sure what the Student loan company would do if they contact/caught you before contacting them yourself, Ive read about a variety of punishments they can do, but in my case there has been none.

X123

I've read about the penalties too but not sure if they enforce them. Best to keep on their good side and just keep them updated with contact details.

One experience a friend had though was the employer was not aware she had a student loan - the employer is supposed to notify the student loan Co. if you earn over £15K (min salary threshold for repayments). She had to call them (the SLC) and advise who her employer was and also tell her employer to sort it out. Caused no problems and she now makes the repayments....
Just be honest!