We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What was your first credit

2»

Comments

  • DebtEverest
    DebtEverest Posts: 64 Forumite
    My first credit card was 8 years ago after I graduated - Nat West Visa with bonus air miles. I thought the limit of 1000 was a lot too and was worried whenever I spent more than 100 at a time on it.

    How times have changed!


    I still have the card, but quite a few more besides......
    Bank Charges Claimed: 180

    Debenhams card: 600 now paid
    Littlewoods: 100 now paid
  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    My 1st was a TSB Trust Card about 10 years ago starting limit was £500 went upto £5400. They used to send you a Book of Cheques (there were no charge for these initially) so used them to pay off Holidays and used to get my Dad to cash one for me when ever i was a bit short.
  • mine was an egg card i got almost exactly a year ago.

    i had just finished uni and was about to start my 1st proper job.

    suffice to say i pretty much live on it until my 1st pay day!
    'What's poignancy grandad?'

    'It's the cordon bleu of emotions sonny'
  • daveboy
    daveboy Posts: 1,400 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My first one was also a TSB Trust Card - just over 6 years ago. Can't remember the credit limit - I applied for it soon after I turned 18.

    It was only after discovering this site that I started hopping around from card to card - times up on Barclaycard soon so time to do it again.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.