Paying for new Kitchen

stee-t

I am about to purchase a new kitchen for approx £7000 I intend using my wifes new Capital one credit card (4% Cashback) to pay for it.

My intention is to then apply for a barclaycard and balance transfer this debt.

If Barclaycard do not give my wife the same credit limit as Capital one (£7500) what is the best way to cover this amount?

Is it possible to balance transfer any remaining debt on my wifes card to a card in my name?

Thanks for any help

Stee-T

jonesMUFCforever

Yes it is possible to transfer between cardholders.

It's a lot to ask in these credit crunch times to get a high limit to cover your kitchen plus you have to factor in the balance transfer fee of around 3%

YorkshireBoy

stee-t wrote: »

My intention is to then apply for a barclaycard and balance transfer this debt.

Barclaycard allow a maximum £5K at 0%. Anything over this will be charged at 6.9%...but fee-free.

Always read the small print.

belfastgirl23

Just to say virgin will probably give you a limit of £10k and 0% for 15 months although again a 3% BT fee...