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!!!!!!

Options
Plan A: Got the forms for Chelsea's fixed 6.90% bond but couldn't free up the money by the day they withdrew it.

Plan B: Rang A & L to open a 7.00% bond. Was told couldn't without an interview. Couldn't have a slot until tomorrow. Bond withdrawn 2 days before.

Plan C: Spent all day looking for next best bond that does allow withdrawal if required. Best is Chelsea at 6.50%. Download forms & have them ready to open bond tomorrow first thing.

Have just checked their site & the XXXXs have changed it to 6.25% because of those paniccing !!!!!! at the Fed.


Grrrrrrrrrrrrrrrrrrrrrr :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad:

Comments

  • Fella wrote: »
    Plan A: Got the forms for Chelsea's fixed 6.90% bond but couldn't free up the money by the day they withdrew it.

    Plan B: Rang A & L to open a 7.00% bond. Was told couldn't without an interview. Couldn't have a slot until tomorrow. Bond withdrawn 2 days before.

    Plan C: Spent all day looking for next best bond that does allow withdrawal if required. Best is Chelsea at 6.50%. Download forms & have them ready to open bond tomorrow first thing.

    Have just checked their site & the XXXXs have changed it to 6.25% because of those paniccing !!!!!! at the Fed.


    Grrrrrrrrrrrrrrrrrrrrrr :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad:



    as they say every cloud has a silver lining. ;)

    http://www.moneyfacts.co.uk/savings/bestbuys/fixed-rate-savings-accounts.aspx
  • Lavendyr
    Lavendyr Posts: 2,610 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Icesave at 6.7% still open.
  • 6.85% available at ICICI as 12 month term deposit.
    Do Something Amazing - Give Blood

  • Lavendyr wrote: »
    Icesave at 6.7% still open.

    if i remember correctly fella had funds in icesave that he was thinking about putting in Chelsea 6.9% fix, moving the funds straight to Icesave 6.7% fix would save at least two periods of loss of interest, whilst moving money to another provider and moving it back out on maturity. :cool:
  • Fella
    Fella Posts: 7,921 Forumite
    1,000 Posts Combo Breaker
    Thanks for the replies :)

    I would have gone for Icesave but their Ts&Cs say that you can't withdraw early under any circumstances & I'm not prepared to give up that control. Obviously I don't intend to cash in a bond early but I want to know that if I did want to I could, albeit at a loss of interest.

    Having looked at ICICI I don't think they have the same restriction so I guess that is by far the best bond at the moment? Accordingly I shall start my application straightaway. Which means their offer should be withdrawn any time now....
  • Fella wrote: »
    Having looked at ICICI I don't think they have the same restriction so I guess that is by far the best bond at the moment? Accordingly I shall start my application straightaway. Which means their offer should be withdrawn any time now....

    shows penal early withdrawal rate. ;)

    http://www.icicibank.co.uk/hisave_td_interest_rates.html
  • Having looked at ICICI I don't think they have the same restriction so I guess that is by far the best bond at the moment? Accordingly I shall start my application straightaway. Which means their offer should be withdrawn any time now....[/quote]
    :naughty: Pleeese don't! I have one more day left for my money to clear in icici to get a bond. My money is similarly travelled:D
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