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Car witten off (not my fault) Being told I have to sell the scrap!!

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Adam_K
Adam_K Posts: 16 Forumite
Hi I'm new to the forum and hoping very much someone can help me

I was recently involved in a nasty car accident which another driver has admited liability for. Royal & Sun alliance acting as the other drivers insurers have sent an engineer to inspect the car and are awaiting the report.

In the mean time I recived a letter from the company that removed my car from the accident, in which they citie the road traffic regulations act 1984 giving me 7 days to remove the remains of the vehicle or the 'chief constable' will direct the veichle to be sold and proceeds will be remitted to the 'police fund'

When I phoned Royal & Sun allience to inform them of this, I was told that they will be making an assesment as to how much the car is worth and also an assesment as to the scrap value of the car. They would then deduct the scrap value and pay me the differnce leaving me with a wrecked car to somehow find a a way to sell on and recover the outstanding ammount. They also assure me this is quite normal.

This leaves me in a potentialy difficult position where I end up with a residual value for my car from Royal & Sun Allience and the garage/poice fund take ownership of the scrap to sell leaving me significantly out of pocket.

This can't be right can someone please advise!

Comments

  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    you shouldnt be involved with the car unless you request it
    usually you get a payout and the car becomes property of the insurer

    where is the car being held?
    was it lifted by your insurer/breakdown company?
  • Adam_K
    Adam_K Posts: 16 Forumite
    My car is being held by a recovery company apionted by the police to remove the car from the motorway, who are the ones who've sent the letter giving me 7 days to remove it.

    I have no desire to be involved with the car any further and have never intimated I want to be, can't understand the other partys insurers stance.
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Adam, there is also good advice on your other thread.
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