On the verge of mental breakdown

Valley's_girl

Hi Rosie I agree with the op's tell your hubbie I am sure you will feel a lot better when he knows, and you both can tackle the debts together.
Good luck
Ally x

immoral_angeluk

Talk to your husband. He didn't marry you for the sake of it you know.. he's there to support you and help you. It might be hard for him to take at first but he will come round, I promise.

stapeley

ok, start with reading one of the threads . Lets All Ask For Our CCA .
In some cases people are finding that their Consumer Credit Agreement is unenforceable . I beleive it is only on pre 2006 ACCOUNTS

stapeley

If you have a question please ask in that POST . GOOD LUCK

belfastgirl23

I don't think your problem is your debts, it's your loneliness. If you can't share this with your husband then your problem is a lot bigger than the debt itself. I think in your heart you know that you are going to have to tell him because you can't keep going like this and you are just resisting the final moment. It will be a completely life changing thing to do and of course it would be foolhardy to say that it isn't taking a risk. BUT can you really keep going as things are? I think either you plan and tell him now or you risk having no control over how you tell him (or how he finds out).

Sorry if that sounds a bit harsh, but I really think you need to recognise that you can't keep living under this strain and you have got to tell him about it.

BTW the advice about going for walks is really good as well.

Good luck!

Bunnyinthelights

Talk to your husband-I was in the same position 2 years ago (only double the debt!) and we worked thru it.
It is hard, very hard but it's easier without the lies.
Can you go to work full-time?

BigCraigJohn

I was exactly the same about a year back, everyone thought I was fine as I was allways happy but in reality I was on the brink, finally I told my mum purely because I knew she'd listen and had had debts years ago. Im pretty strong so kept myself together but couldnt go on much longer like this, at 1 point I was paying £1600 a month out just on loans and cards(trying to anyway), I was stressed and as i'm self employed didnt feel like working, in turn got lazy ate more put on weight got more depressed because of this. Sharing it helped a lot, at first she was shocked and went mad but then started helping and for some reason it was a huge weight off my shoulders. She told my dad and we sat and went through everything, looked at things I could change and made me sort it out and took on some of the pressure that was on me. I urge you to share it with your husband if just to relieve yourself of the pressure or if not him share with someone else. Personally it got such a hold on me I couldnt think straight so getting someone else to go over it helped enourmousley.