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Barclaycard to improve credit rating

ralphy
ralphy Posts: 165 Forumite
Part of the Furniture 10 Posts Combo Breaker
Hi

I'm looking to improve my credit rating and i've been reading various threads on this, i've heard about a Barclaycard which does just this and i don't need a deposit either.
Sounds good to me, but i'm wandering if i should go ahead with the application, has anyone else got one of these they could tell me if its worth doing. I'm only after a card just for emergencies and small purchases and i don't want a big limit either.
Any advice would be most appreciated

ralphy
:wave:

Comments

  • MoneyMonkey
    MoneyMonkey Posts: 140 Forumite
    Part of the Furniture Combo Breaker
    If you are planning on only having it for emergencies, make sure that you set up a direct debit straight away for the full balance. This will stop any mistakes costing you on your credit rating.
    Organisation and planning are for those who can't handle stress and caffine :rolleyes:
    A customer with a biscuit in his mouth, is a customer who can't complain :D
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