We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

First time for me, here's my SOA should be SOS

2»

Comments

  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Hi alibambino,

    Thanks for posting such a detailed SOA, it helps us a lot to help you :) And well done for posting.

    Will comment more when I've had a look.
    No longer using this account for new posts from 2013
  • amazamum
    amazamum Posts: 287 Forumite
    Hi what about school dinners,or do they take packed lunches.
    With regards to the bus fares,how old are the children,can they get a weekly or monthly ticket,it may work out a little cheaper.
    Mfit member no 13 original balance £44000 :mad:
    current Mortgage balance 13537:T
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Okay from reading the others comments, if you are going to think about an IVA or a DMP then you need a really thorough budget - almost down to the penny.

    CCCS will ask for this too, so it's best to start thinking about it now
    No longer using this account for new posts from 2013
  • They take packed lunches, i think you can get a weekly pass i think they are £7 each, my kids are 13 and 16.
    GROCERY CHALLENGE FOR FEBRUARY £260.00
    WEIGHT LOSS CHALLENGE FOR FEBRUARY 7lb
  • Thanks Gemmzie, will spend some time this week doing this before i speak to CCCS.
    GROCERY CHALLENGE FOR FEBRUARY £260.00
    WEIGHT LOSS CHALLENGE FOR FEBRUARY 7lb
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.