Thrown husband out for cheating on me now dont knowwhat i should be claiming...

icklejulez

A very sore subject right now but last week i caught my husband cheating on me and he has chosen to leave me for her. We have 2 children age 2 and 4 together and we have been married 2 1/2 years but together for 6. At the moment we both work he earns 22k a year on 40 hours a week and i earn approx 10-13k working 24-32 hours a week. My husband has left me with a mortgage to pay and everything and i have no idea what i will be entited to or how to go about it. So far he is living with his mum and there is no room for the children so i am caring for them 7 days a week but hopefully he will see sense and have them 2 or 3 days a week so i can earn money.

Does anyone have any advice or ball park figures what i will have coming in...


Thankyou all!

stefejb

www.entitled.to.com just answer the questions and it will come up with a ball park figure for tax credtis etc and also refer you to where to apply
hth

icklejulez

thanks wil have a look now... my head is so mixed up i didnt know where to start...

fluffyscruffy

Working Tax Credits (any maintenence payments you receive are disregarded) & Child Tax Credt.

http://www.hmrc.gov.uk/taxcredits/index.htm takes you straight to their website.
Not entitled to income support as you are working more than 16 hours.

Good luck

katie1

well i learn something new every day thank you Fluffyscruffy didnt know they disregarded maintenance payments.

icklejulez: very sorry to hear whats happened, i would suggest talking to your husband tel him he must pay towards motgage has its you childrens home etc..after all it was him that had the affair why should you be left to struggle.good luck.

[Deleted User]

Make sure you inform tax credits and anyone else who needs to know ASAP.
When you call tax credits they will end your single claim and pass you through to the new applications team to start up a single claim straight away.

Have all the details ready for this. They will need to know the following:
Full name with any middle names, DOB, address & postcode
Work details with PAYE if possible or full address with postcode of the payroll dept. Also give your p60 figure from last year.
Childrens details - name, DOB & child benefit number
Bank details - account number & sort code

If you have any childcare (nursey, creche, childminders) get all of their names, addresses and registration details to hand with the weekly amounts too.

Louise1521

Just want to send my best wishes. Know what you're going through, my husband left two weeks ago for the same reason. Left me with 4 children, inc a new baby. All I've done so far is inform tax credits, and the council to get the 25% discount.

Quackers

I was going to add the same as Louise.

Contact your local council for a form to inform them that you are now a single person for a discount on your council tax.

My reduced rate came through last week and I applied at the end of November.

He has to take some responsibility for paying towards ensuring the children are ok. If he is not helping with the bills etc and/or not paying you any maintainence then you need advice.

Most solicitors offer a free consultation fee so make an appointment for some advice as soon as you can.

With the wages you have given then I am fairly sure you would be entitled to some legal aid.

Chin up & keep smiling - it happened to me in November & I really can imagine the pain you are going through. Please pm me if you would like a chat sometime - I know how lonely it is and how difficult it is when you have all the 'stuff' whizzing around in your head

Ok, I did a little search and this was posted by Kisto a while ago:

Here's some sites and information to help you with the practical issues:

http://www.entitledto.co.uk/ - This site helps you see what benefits you may be entitled to.

Tax Credits
http://taxcredits.direct.gov.uk/circumstances.html
TEL: 0845 300 3900
You need to notify them ASAP regarding your change of circumstances otherwise you may find yourself in the unfortunate position of an overpayment.

Financial Independence - If you don't already have a sole bank account I would apply for one now so that you can take control of your finances.

Citizens Advice - http://www.citizensadvice.org.uk/
You can find your local office on this site and they will be able to offer you loads of advice.

Divorce/Separation - http://www.divorce.co.uk/
Although it might be too painful to think about divorce right now, it is always good to prepare yourself if that is the route you choose to go down. This site also gives advice on separation.

For the kids - http://www.itsnotyourfault.org/
This site provides information for kids and parents on dealing with separation.

Housing - If you are in a rented property you will probably need to let the landlord know. I am not sure what needs to happen if the property is mortgaged.

Council Tax - You might be entitled to a single occupancy discount.

Single Parents
http://www.singleparents.org.uk/
http://www.gingerbread.org.uk/
http://www.lone-parents.org.uk/

Look after yourself and take care. Keep your family and friends close to you as you'll need the support.

Diamond78

Im sorry to hear what you have been through.You can become a memebr of gingerbread which is a charity run scheme for lone parents.You dont have to pay to join and you can ring up and get free information that you need.they will guide in the right direction.They are really helpful and understanding, everyone has given you great advice.Just take each day one by one, dont be to hard on yourself and dont blame yourself.His a fool to of done what he has done.I have been through similar although we was not married and i didnt have a morgage, i had a council flat.
You need to inform the child support agency if he doesnt pay for your children as he has responsibilities to pay.Same goes to Louise1521. Its not easy and wont be easy for a while but as long as you have got your family and friends close by to support you, you will get through this.All the best x

Valley's_girl

Hi Ickle So sorry hun to hear of your problems and to Louise. I have been through this 17 years ago and was left with a 1 year old son to bring up.
I know it is not easy give yourself plenty of time and get plenty of support from family and friends.
I am very proud that I brought Matt up alone, and what he has achieved.
So best of luck girls :A
Ally xxx

icklejulez

Thanks to all of your replies. Sorry for not replying sooner it has been a very strange and emotional week and i am just finding the strenght to move on. I have sorted out wy CTC and WTC as of last night. I have seen a solicitor on thursday and as my husband is being unreasonable (more interested in his new worry free singe life) any contact will now go through solicitors. I am still surprised that i have been left with all the bills and mortgage payments but for the time being we are requesting that he contributes towards the mortgage payments. After all if i fail to pay the payments then its his name getting into bad credit too. We will see how he replies to it. At present all the bills come out of his account so i am waiting to see this month how many he pays. I do have the money in my account if he does not pay them. He is currently living with his parents rent free only paying for the petrol he used for work.

Thanks again for everyone's replies. It is such a complicated life but at least now i feel i am better off alone. Plus i have offered him access to the kids every other weekend. Divorce proceedings have been started...

Julez x x x