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Should I pay for credit score from Experian ?

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Comments

  • Zebedee69
    Zebedee69 Posts: 1,034 Forumite
    Skeekwarton wrote: »
    I couldn't resist paying the extra for my credit score - 980 out of 1000, result !

    Barstool! Mine was 800 but iv now moved so dread looking at it now! Its probably 1 or something ha ha! Roll on Electoral role registration!
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    It was nice to be given 987 and 999 but totally useless for getting approved as I found out
    :j
    May 2013 new beginnings:j
  • NinaSwiss
    NinaSwiss Posts: 278 Forumite
    Part of the Furniture Combo Breaker
    Thanks everyone,

    I have taken some of your advice and will concentrate on trying to improve my history with a high interest credit card (as thers no chance of me getting a regular one) and I have just applied for one (they could not even give me an instant reply... but I'll be patient and see what comes through the post)

    Besides, I have done the maths and it looks like I would gain more interest putting £300/month into my ISA than maxing it out with a 0% card (as I would have to pay transfer charge on the credit).
    Working towards:
    [STRIKE]*House Purchase (2015)[/STRIKE]     [STRIKE] *Top-up pension (2016)[/STRIKE] [STRIKE] *Clear CC (2016) [/STRIKE]
    *Mortgage     Overpayment (50% LTV by Jan 2020) *Clear student Loan(by Jan 2020)[STRIKE]*Save for a Car (2017)![/STRIKE]
    *Making the most of life!!!
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