Minibus Insurance

plazydays_2

I have just brought a Ford Transit Tourneo minibus. It has nine seats and will be used on a Saturday to take my family of five and my neices and nephews out. It will cover less than 4000 miles a year.

The Minibus is registared as a PLG and i passed my test in 1988 so thats not a problem.

The problem comes when i go to insure it. They say its not a car and they say its not a van. Its a minibus and as so should be insured as a commercial vehicle. I disagree with this and by doing so they want to charge me a fortune to insure it.

I have tried to argue my corner to no avail and it looks like i will have to sell it as the best quotes i can get are near the £1000 mark and seeing as i only paid £500 cannot justify the insurance costs.
I think the insurance companies are being unfair and are not really looking at what i am going to use it for which is Social domestic and pleasure only.

If anyone knows of where to get a good deal or advise me on teh class of the minibus i would appreciate it.

You try to do a good deed, I thought it would be great to get all the kids together on a saturday and take them out and you get kicked in the teeth by greedy insurance companies. I have been driving and riding since 1988 and never had an accident, not to say that i wont but this seems really unfair to me.

Please help Someone.

jeanette251978

plazydays wrote: »

I have just brought a Ford Transit Tourneo minibus. It has nine seats and will be used on a Saturday to take my family of five and my neices and nephews out. It will cover less than 4000 miles a year.

The Minibus is registared as a PLG and i passed my test in 1988 so thats not a problem.

The problem comes when i go to insure it. They say its not a car and they say its not a van. Its a minibus and as so should be insured as a commercial vehicle. I disagree with this and by doing so they want to charge me a fortune to insure it.

I have tried to argue my corner to no avail and it looks like i will have to sell it as the best quotes i can get are near the £1000 mark and seeing as i only paid £500 cannot justify the insurance costs.
I think the insurance companies are being unfair and are not really looking at what i am going to use it for which is Social domestic and pleasure only.

If anyone knows of where to get a good deal or advise me on teh class of the minibus i would appreciate it.

You try to do a good deed, I thought it would be great to get all the kids together on a saturday and take them out and you get kicked in the teeth by greedy insurance companies. I have been driving and riding since 1988 and never had an accident, not to say that i wont but this seems really unfair to me.

Please help Someone.

why have you posted twice? lol