Need desperate Help...

tobias123

i currently have a credit card debt of £2000 at 10.9% interest. My credit rating is not billiant as i am a student, so was wondering if anyone could recommend a solution to reducing my payments. A nice 0% balance transfer would be lovely but are there any that offer this to mediocre credit scores?

Please help!

smartsaver

Who is your current debt with? They may do deals of greatly reduced interest rates for existing customers. Other than that it may be worth trying who you bank with (unless this is your card).

I found IF (Intelligent Finance) to be reasonable with credit limts. After that I think it is pot luck. Maybe one of the MBNA group?

Good luck - some else may have further advise and it may be worth posting this on the debts board.

tobias123

my current debt is with Halifax. if anyone has any alternatives then please let m know. thanks

Chadsman

I have read that Egg are willing to give students a CC ...tho they do now levy a fee of 2% on BTs in the initial promo period ...tho not in the anniversary period.