car insurance for 17 year old. help!

katiekittykat

I would def buy him a cheaper car - that is worth £1000 or less.

That will bring it down a fair bit - but will prob's still be over £1000.

katiekittykat

http://www.motordirect.co.uk/products-car-features.php?int=&campaign=car_google&kw=17+year+old+insurance

http://www.endsleigh.co.uk/car/youngdriver-17yearold.html


http://www.17to40.co.uk/

Hope these help.

xxx

raskazz

chuckles1066 wrote: »

But they can't prove it, of course.

Which isn't to say you're wrong when you say insurance companies are aware of it........but unless they're monitoring the insured's driving habits 24/7, any attempt by them to wriggle out of paying would lose in Court.

You are absolutely wrong.

There are many ways in which the insurer can detect fronting without "monitoring driving habits 24/7" and claims are repudiated every day for it.

chuckles1066

raskazz wrote: »

You are absolutely wrong.

There are many ways in which the insurer can detect fronting without "monitoring driving habits 24/7" and claims are repudiated every day for it.

So if I had a 17yr old who'd pranged my car and I was "fronting", if he says "this was the second time I'd driven the car" and I say "it was the second time he'd driven the car", how do they detect it?

Only the very stupid get tripped up..........which isn't to say fronting's right, of course, because it isn't.

But I can understand why a 17yr old faced with a £3k premium might be tempted to ask mummy or daddy to insure the car in their name.

raskazz

chuckles1066 wrote: »

So if I had a 17yr old who'd pranged my car and I was "fronting", if he says "this was the second time I'd driven the car" and I say "it was the second time he'd driven the car", how do they detect it?

Again, there are many ways in which they detect it.

But I'm certainly not going to put a list up here to aid potential fronters, you'll have to take it on trust.

chuckles1066

raskazz wrote: »

Again, there are many ways in which they detect it.

But I'm certainly not going to put a list up here to aid potential fronters, you'll have to take it on trust.

And you'll have to take it on trust that only the very stupid will get tripped up

Get your story straight and stick to it. Done deal.

But I'd repeat, fronting is wrong and shouldn't be condoned.

raskazz

chuckles1066 wrote: »

And you'll have to take it on trust that only the very stupid will get tripped up

Get your story straight and stick to it. Done deal.

I have personally seen plenty of cases where people who weren't stupid got caught fronting. Well, they were stupid, but only to front in the first place.

Secondly, if you think that it is as simple as conocting a 'story' you have clearly never had to make lies stand up in the face of a professional interviewer using voice risk analysis and armed with other pieces of evidence to support the theory that you were fronting.

chuckles1066

raskazz wrote: »

I have personally seen plenty of cases where people who weren't stupid got caught fronting. Well, they were stupid, but only to front in the first place.

Secondly, if you think that it is as simple as conocting a 'story' you have clearly never had to make lies stand up in the face of a professional interviewer using voice risk analysis and armed with other pieces of evidence to support the theory that you were fronting.

Which insurance company do you represent?

And do you represent them in a personal or professional capacity?

If the latter, you should at least declare it as an interest before posting.

I repeat: only the stupid get tripped up by insurers. And I also repeat: fronting is wrong.

Riq

Well I cant recommend Elephant enough. It was (and is now) £150 cheaper than anywhere else.

It is in my name and mum is a named driver.

raskazz

chuckles1066 wrote: »

Which insurance company do you represent?

And do you represent them in a personal or professional capacity?

If the latter, you should at least declare it as an interest before posting.

I repeat: only the stupid get tripped up by insurers. And I also repeat: fronting is wrong.

I do not 'represent' any company, do not claim to and never implied I was, so I'm not entirely sure why you bring that up.

I post here in a purely personal capacity.

I repeat: You are wrong when you say that "only the stupid get tripped up by insurers". I see the contrary regularly first hand.