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Wednesday 16/01/08 What small dfw thing have you done or will you do today???
                
                    sophiesmum_2                
                
                    Posts: 4,965 Forumite                
            
                        
            
                    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
                
                But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important.
Today I will:
- Have a no spend day
 - Make storecupboard meals
 - Gather all the loose change in my office drawer and use for my sealed pot challenge.
 - Meal plan for next week as having new kitchen and will only have limited cooking facilities for a while.
 - Do clicks.
 - After work start clearing cupboards in kitchen and declutter any unused gadgets.:o 

 - sort through cookery books and find some for amazon:o 

 
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            Comments
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            Today I'll:
take my breakfast to work to use their milk
be taken out to lunch by work so they'll pay
collect two items from freecycle that I thought I'd have to buy at the weekend
use the post office to get some currency as I don't think we need to pay commission
have cancelled a text bundle that I don't use
Think that's it, have a great day everyone.0 - 
            Morning everyone!
Today I will:- dry washing on line or indoors
 - stick to mealplanner and update spending diary
 - eke out petrol today by keeping speed down and walking where possible
 - shop with a list and stick to it
 
I'm an adult and I can eat whatever I want whenever I want and I wish someone would take this power from me.
-Mike Primavera.0 - 
            today I will:
- do daily clicks
- do competitions
- use up store cupboard foods so i can delay food shopping for an extra day
hope everyone has a fun day£2 savers club 2025 #40 - 
            Morning All..
Today I will:
* Buy this book I've been wanting using vouchers - that will save me £15
*Do daily clicks
*Try and cancel Credit Expert0 - 
            Morning everyone.
Today I will:
- have a NSD
- do my clicks
- do some slice the pie
- list some more on Ebay
- clear my ironing pile! (not very DFW but I keep putting it off)Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 - 
            Morning all,
Today I will do my clicks on pigsback, have a root through the house and see what I can list on ebay, leave my purse at home when I pop to the shop and only take £1. (need to post a letter to Ireland and this is normally where I spend as kids always want sweeties).0 - 
            Today i will
be going nowhere so nsd apart from the chip money i promised my son:o
finish tax calculations
Dry my washing on the line, its dry and windy here
Sort meal plan for rest of week(didn't do it yesterday:embarasse
Read some more about pensions
Sort ebay listings
Fold up washing that doesn't need ironing and put it away
(have you got my feelings about ironing yet):rotfl:
Done some clicks will do some more
Thats it for today. I think...... I will return later to see how much of it i actually did do.:pMy finances are work in progress.Normal veiwing will resume shortly0 - 
            Today I will:
Spend less than £1.00! It could be an NSD because I have my lunch with me and no transport costs but might want an additional snack.....
Do my clicks
Only buy essentials when we have to do a top-up grocery shop tonightFiona xx
:easter_ba
Proud to be dealing with our debts
Lightbulb moment - September 2006.
Got organised, got a joint account, stopped overspending.
Debt free date: December 2009 - we can do it!
# IA's Lose the belly, bum (and the debt) challenge 2008
Halve our debt in 2008 / Pay off the rest in 2009
Goals by July 2008:
* Former employer overpayment with £1,800 remaining...
* 0% Virgin Credit card with £1,800 (we needed a holiday...!)0 - 
            Morning all,
• done clicks, although there doesn't seem to be many!!
• made lunch and had breakfast at home, so a nice saving
• sort stuff for ebay
• sort stuff for freecycle
Woo hoo!!LBM - March 2007
Total debt Jan 2008 - 23,535.62 (£7050.74 - Student Loan):eek: [strike]£16,484.88[/strike] £13,762.86 (NOW) total debt
Proud to be dealing with my debts - DFW NERD No. 457 Weekly budget £21.680 - 
            Morning!
Today I want too:
[strike]Do my clicks at Pigsback[/strike]
[strike]Get OH to get nets down and bung in WM[/strike]
[STRIKE]Fill a bag for charity collection Friday[/STRIKE]...done 2:j :j
[STRIKE]Make a lamb stew in the SC[/STRIKE]
Change a hospital appointment
[strike]Move money to account from Paypal (sold loads on Ebay:D )[/strike]
Start arranging to make last payment on CC:j :j :j
Put Plasma on Gumtree
Put stuff on Freecycle
What other click sites are there?
PP
xxTo repeat what others have said, requires education, to challenge it,requires brains!FEB GC/DIESEL £200/4 WEEKS0 
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