Vent

Stonk

What I need to vent about is that a typical post on this site goes something like these ...

(a) The other week I unavoidably went overdrawn. The bank had the cheek to charge me £35. What a rip-off! I think this is disgraceful!!! How can I get it back?

... or ...

(b) I didn't pay my credit card bill on time and they charged me a late payment fee and withdrew my promotional terms! How can they do that?!! It's sooooo unfair!

... or ...

(c) How long does it take to transfer money into XYZ internet savings account?

... or ...

(d) ABC company have charged me extra this month? Why oh why oh why?

... etc, etc, etc.

Will you people please (a,b) shut up whinging and organise your finances better; (c) RTFW (read the f-ing website); (d) phone and ask.

Thank you.

trafalgar_2

Crikey,feel better now:D

mrcow

Stonk wrote:

(a) The other week I unavoidably went overdrawn. The bank had the cheek to charge me £35. What a rip-off! I think this is disgraceful!!! How can I get it back?

My vent is along similar lines but slightly different, I have been round my Mum's house today, my younger brother has been charged more than 4 x £25 in unauthorised overdraft fees in the past 30 days and won't even open the letters (I opened two of them this weekend that had been sitting there for ten days).

Apparently this is a monthly occurrance! He knows that the letters are from the bank and essentially what they say, but refuses to deal with it. I know that I'm going to have to sort this out with him....(what MSE'er would be able to let this slide), but I'm bricking myself for the 'it's none of your business' conversation. And before anyone replies stating that it is none of my business......you don't know my brother. He needs a rocket up the preverbial and as a caring family, we've always been there for each other.

What is it with some people ? He has no real responsibilities, works full time, he just can't be bothered to sort it out head on.

Stonk

My vent is along similar lines but slightly different

Indeed - I have no quibbles with this kind of post. You're moaning about your brother, which is fine by me. Now, if your brother came on here whinging about bank charges and asking how he could claw back the perfectly legitimate charges, then I would have "issues". But luckily (for me, but not you unfortunately), it sounds like he's not likely to do that!

trafalgar_2

mrcow wrote:

He needs a rocket up the preverbial and as a caring family, we've always been there for each other.

What is it with some people ? He has no real responsibilities, works full time, he just can't be bothered to sort it out head on.

I know where your coming from but your not doing him any favours ,while you keep doing the 'caring ' bit he is never gonna be 'bothered'............catch 22 isn't it really:)

mrcow

Stonk wrote:

But luckily (for me, but not you unfortunately), it sounds like he's not likely to do that!

rofl!!

No.....I doubt we'll see him here. :rotfl:

I can always hope though.


And Traf, you are completely right, I think that I'm just trying to help out for my Mum's sanity really as she worries so much!

VickyA_2

mrcow wrote:

And before anyone replies stating that it is none of my business......you don't know my brother. He needs a rocket up the preverbial and as a caring family, we've always been there for each other.

What is it with some people ? He has no real responsibilities, works full time, he just can't be bothered to sort it out head on.

He sounds like my brother. I fully sympathise. He sponged off my parents for ages - living at home, earning a decent wage and not giving my mum rent/housekeeping. And then he runs up debts that he could have avoided because his disposable income is £350 more than mine a month (cos I pay bills!). Grrr