Been there, done that.

Brassneck

Suppose i should generate a bit of interest for my first post.......lol.

Hello people, been lurking for a while. LMFAO at Martin :money: on Jeremy Vine today so thought i would register at last.
So hello, name is Lenny.

Anyway, been Bancrupt twice, once in 2000 and currently in it again as of September last year. So if i can bring any help or experience to the table i will do my best.

Oh, if your considering going down this road, stop worrying.

Ask. :T

Richard_S

Hi Lenny,

I get the feeling we've met before;:D must be D!jà vu.:beer: :beer:

NekoZombie

Hi,

welcome to the board. Possibly not a great idea to crow about being BR twice, though I do understand that you are trying to make it clear that being BR need not be painful. My advice to a newbie; try to be a bit more diplomatic - we've had people fly off the handle on these boards.:rolleyes:

madoldbat

Welcome Lenny!!
Must agree with Neko however,there are some very uptight people around here some times.However that said Im sure you will contribute some sound advice wnd a smile where you can.Like the shades by the way;)

Brassneck

NekoZombie wrote: »

Hi,

welcome to the board. Possibly not a great idea to crow about being BR twice, though I do understand that you are trying to make it clear that being BR need not be painful. My advice to a newbie; try to be a bit more diplomatic - we've had people fly off the handle on these boards.:rolleyes:

Im a fairly straight talking guy, so i thought it best to lay my cards on the table.
Pointless offering any help if i havent "been there, done that" so to speak.

But i get ya point.

Richard_S <<<< ........please dont tell me you have a caravan..............lol

Brassneck

madoldbat wrote: »

Welcome Lenny!!
Must agree with Neko however,there are some very uptight people around here some times.However that said Im sure you will contribute some sound advice wnd a smile where you can.Like the shades by the way;)

Uptight..................lol.............i would imagine i may be better changing my username to "Nemesis" then.................as for the shades, may i present the one and only, Tony Soprano.:T

rog2

Brassneck wrote: »

Im a fairly straight talking guy, so i thought it best to lay my cards on the table.

Hi Brassneck - welcome to 'Bankruptcy and Living With It'.

I'm sorry if we don't exude enthusiasm over your introductory statement - please don't think we're being rude.
It's just that bankruptcy can be a very emotional subject - not just for those who are 'going through it' but it also stirs up the emotions of the BR 'Knockers' who think that 'bankruptcy is the easy option' often resulting in the 'Trolling' of this forum, by those intent on deriving some form of 'sick' gratification out of the circumstances of people for whom there has been no other alternative.
Bankruptcy tends to be 'individually unique' and we do tend to be 'wary' of the 'been there - got the T-shirt' approach.
But we're not such a bad bunch - once you get to know us.

rog2

betterlatethannever

But we're not such a bad bunch - once you get to know us.

rog2...errr speak for yourself, i'm horrible:p

Welcome Lenny and any advice is always welcome, especially if you know anything about houses (poor Richard/rog2 get over worked there, will give them a much needed break):D
I'm guessing you also have knowledge about BRO/U's?? and they are often asked about.

BLTN x

tracytaxi

Hi and welcome , I am considering bankruptcy along with my husband. However in 1991 I went bankrupt with my ex husband as our shop folded. Ex husband did all papework for it, when you went bankrupt in 2000 did you obtain a discharge certificate I never got one, but believe I had automatic discharge ?

Beblong

Tracytaxi

I went through bankruptcy in 1996 and I didn't receive a discharge certificate.

Brassneck

IIRC you have/had to apply for a certificate, as they weren't automatically sent. I didnt get one when i first went belly up, not sure this time as the rules have changed.