Lease or car finance

lucy_w86

Hintza wrote: »

Just depends on the car, I have just ordered mine and on this site it's £100/month more expensive :eek:

what car?????

Where did you get yours from?

Hintza

Grand Cherokee £309/month (+ £150 sneaky arrangement fee which annoyed me).


If you really want something different take a look at the Dodge Nitro which can be had for £149-£159 in various places (you'll either love it or hate it) but it is different and incredibly good value.

Hintza

OK these are my tips on getting the best deal

1. Be flexible in what you want.

2. Choose the deal and not necessarily the car (you won't have it for ever)

3. Deal at quarter year ends (I missed that..grrr) or at a push towards the end of the month.

4. Best deals will be on cars not selling well tha manufacturer or perhaps a dealer wants to shift.

5. Better deals will be had on models that are due a face lift and there is old pre-facelift stock around.

6. Big engines tend to be cheap but obviousl;y you have to weigh up the additional cost of petrol versus the cheap price.

7. If you can get a 1 year deal at the same price or close to a longer deal stick with the shorter (much nicer having a new car every year.

8. New or popular models will never be the greatest deal and purchase might be a better option. Cheap finace deals might make buying the better option.

9. Check the excess mileage rate when doing any sums.

10 Don't ding it or scrtach it if you do you will pay so get it fixed beforehand (although this is an upfront cost on a lease it will affect your secondhand value if you bought) so its swuings and roundabouts.

11. Remember they will try and push GAP insurance on you (I wouldn't dream of taking it) it will probably be available cheaper elsewhere. But you do need to be aware of the ramifications if you total the car.

sniper666

Aup

For a comparison website http://www.carpricechecker.co.uk/lease/ is really good or a company I use for all my leasing is Total Fleet Services as they tend to be the cheapest anyway and I have used them for ages now and the service is second to none. http://www.lease-hire.co.uk

BatulN

hi everyone,
i would definetely recommend leasing. when you buy a new car, the value drops instantly :eek:- also, when it comes to selling time, you hardly get back near what you paid for, even when you consider the depreciation.
i looked at leasing a year after i bought my aygo, and was shocked that i could have got something like a peugeot 308 on a 2 year contract, for £2 under my monthly payments at the moment!!!!!
leasing is definetely the way to go for people who don't want long term financial commitment, and even better for those like me, who want a new car every year

DanDruff_3

In reply to gabyjane: I have been using http://www.nationwidevehiclecontracts.co.uk for all of our business vehicles (we negotiated some excellent van leasing deals) and for my personal vehicle. Most of my co-workers are now leasing rather than buying. We have found the prices, service and, importantly, the vehicles from NVC have all been excellent.

The advice provided by Hintza is spot on. Do your sums, consider worst case scenarios and tell your chosen car leasing firm of any reservations that you may have, particularly regarding excess mileage and maintenance. They may be in a position to offer discounts and allay any reservations that you may have.

zeon999

Total Fleet Services are good.I have used them for years.