Old Card Accounts

rulerofuniverse

Saucepot wrote: »

http://www.annualcreditreport.co.uk/

is free

NOW THAT SHOULD BE IN AN MSE ARTICLE! Hoorah! Finally! Yay! I don't need a Capital One Card now (which would impact my credit rating), I have a free report! Do I get just the one or do I get more? Once annually or something? All for just getting some emails. FANTASTIC!
:T :j

And I'm keen to see what cards I have open and don't know about, which I didn't know the reports mentioned until I read this thread. I reckon there's one that I only cut the card up for.

They're tricksters, I swear that's what I've been told was OK to do in the past.

...Chuffed. Can't wait to get my code and see the report.

YorkshireBoy

rulerofuniverse wrote: »

And I'm keen to see what cards I have open and don't know about...

You may well not find out with this product, since it only uses CallCredit.

If you're having a thorough overhaul, don't waste your time with this free report...order your £2 reports from all 3 agencies (or sign up to the free 30-day trials).

rulerofuniverse

Answering my own question: get them free every year! NICE! hehe

YorkshireBoy

rulerofuniverse wrote: »

NOW THAT SHOULD BE IN AN MSE ARTICLE!

It is...

http://www.moneysavingexpert.com/banking/credit-rating-credit-score

rulerofuniverse

YorkshireBoy wrote: »

It is...

http://www.moneysavingexpert.com/banking/credit-rating-credit-score

where? I can only see the three you pay for. Maybe I need some coffee, sorry if I'm being dumb...

rulerofuniverse

...Oh and two others. But not the one I linked to - anywhere. Anyway, major bummer if it doesn't list all the cards I have. Looks like i may need an Experian one after all. Pooh.

binnie

Whats a used credit issue please

rulerofuniverse

YorkshireBoy wrote: »

You may well not find out with this product, since it only uses CallCredit.

If you're having a thorough overhaul, don't waste your time with this free report...order your £2 reports from all 3 agencies (or sign up to the free 30-day trials).

Had my report and it can't use CallCredit if http://www.moneysavingexpert.com/cards/credit-reference is correct because it details lenders that aren't marked under CallCredit. It doesn't actually seem to match any of them.

YorkshireBoy

rulerofuniverse wrote: »

Had my report and it can't use CallCredit if http://www.moneysavingexpert.com/cards/credit-reference is correct because it details lenders that aren't marked under CallCredit. It doesn't actually seem to match any of them.

See http://forums.moneysavingexpert.com/showthread.html?p=5708922#post5708922 (esp. my post #14).

I couldn't possibly comment on the accuracy (or otherwise ) of the MSE 'who searches who' table, since the last time I did I got into trouble!

I'll leave you to draw your own conclusions.