Buy-to-Let Mortgage

meanmachine_2

This notion of gearing up using someone else's money incurs one HUGE risk - your own home is sacrificed should you be unable to meet payments. I can think of no bigger risk than that.

If I lose my shirt in a stock market crash, that's all I lose. I don't also have to throw my family out on the street.

And since Green B is only looking at property as an investment, then yield must be taken into account.

To rely on capital gains and nothing else is the very essence of a speculative bubble. Dot com anyone?

Kenny4315

Just as a quick pointer most guys who invest professionally in housing would probably have the assets/liabilities within a company shield, thus limiting there own personal liability, as the company is a separate legal entity to the individual.

theGrinch

life is about decisions. some people are risk averse and some risk lovers. it depends on your circumstances, your ambitions, your need for income vs growth etc. some people are happy to earn low interest in the bank, others like to bet on the horses or in the casino but most people like to have a balance.

there is no one size fits all.