Travel Money Cards - worth it?

mynameisclare

I am going to the US in February and am trying to decide how best to take spending money. I'm definitely not using my regular debit card as it is Lloyds, and I don't want to have to take out a new account or credit card.

So my options are all cash or a "travel money card" (with a small amount of cash for places that don't take cards).

Is it worth getting a card, or would I be better off just taking a load of cash? I would probably only be taking about £200, but I still feel a little uncomfortable carrying all that cash around.

Thoughts?

GlennTheBaker

http://www.moneysavingexpert.com/cards/cheaper-spending-overseas

mynameisclare

Thanks, I've read that but it's only about debit and credit cards. I mean the travel money cards you can buy from banks/post office etc that you pre load with X amount of dollars.

alanrowell

Depends on the charges but most of them are even worse than Travellers Cheques and substantially worse than using credit & debit cards

M4RKM

if you're only taking £200, i'd take it as all cash to be honest.

dzug

You would actually be better off using your Lloyds card than most travelmoney cards.

But as markymoo says, if it's only a small sum you might as well take cash

mynameisclare

Thanks for the responses. Think I'll go with the cash then.