Exclusive "It Pays To Watch" More Web Programme

angelavdavis

Martin & Co,

In the "show after the show", the gentleman on the programme mentioned his mortgage and the fact that his life assurance was sold as "you have to buy through us - or the deal isn't available".

My husband had the exact same thing - a fairly recent (ie 6 years ago to a first time buyer) HSBC mortgage, yet he was told he had to take the banks product or wouldn't be offered the same deal. My husband wasn't aware that the law had changed, and obviously the bank didn't tell them otherwise.

After meeting my hubby, I reviewed his outgoings (!) and I discovered he was paying nearly £35 per month for a decreasing term policy on a £120k mortgage for a 35 year old, healthy male!

I was paying £8 per month for the same mortgage amount and I am three years older! Having reviewed the Ts and Cs, the policy appears identical.

He has since switched to another provider for a similar amount.

When we challenged the bank about the mis-selling, they provided a really fluffy worded letter about the fact that they couldn't track the original transaction info, so couldn't prove we were mis-sold, etc.

I think it is worth getting people to check this again - we know its been covered before - because its still not getting through to the consumer.

Thanks Martin!

Ange x

MSE_Martin

Is now live on the www.itpaystowatch.co.uk website

jillie1974

jst watching your q & a session. glad someome asked bout nr mortgage cos thats what we have, we switched to a 5yr fixed rate in may so i hope this wont backfire on us

am downloading the credit card letters now as well as like a certain scottish lady was too lazy before!!

Beate

jillie1974 wrote: »

jst watching your q & a session. glad someome asked bout nr mortgage cos thats what we have, we switched to a 5yr fixed rate in may so i hope this wont backfire on us

am downloading the credit card letters now as well as like a certain scottish lady was too lazy before!!

Well she spends all her time on the Bank Charges Forum helping other people claim theirs, and you know how it is: lots of people don't follow their own advice, LOL.

immoral_angeluk

The jam session needed a bassist

Beate

What's going on with the website today? Could watch the video fine last night, but have tried all day today and it isn't even loading properly! I wanted to give the link to some of my friends but not if they can't see anything!

Nomad25

Have just finished watching video - no probs, but agree with you - site is very sluggish this p.m. and all over the place.

Beate

Oh my God, it has just loaded for the first time since this morning!

jo_b_2

IPTW More is online now...

http://www.itpaystowatch.co.uk/shows/show-3