TESCO cc late payement trick

discoass

The point I tried to make was that you cannot pay the bill before you recieve it. It's not a tactic, just a sensible way to keep things organised; you recieve a bill then pay it within a month when the next bill will arrive. It would be very complicated (perhaps irresponsible) if an early payment was offset against future bills. I think a month to pay a bill is chosen since most people are paid monthly


this is the point i am making,u say" you recieve a bill pay it within a month"thats just it its only 25 days not a month,if the due date is the 30th then the bill for the next months should be sent from the 31st ,not the 5th

Durrsaku

discoass wrote: »

The point I tried to make was that you cannot pay the bill before you recieve it. It's not a tactic, just a sensible way to keep things organised; you recieve a bill then pay it within a month when the next bill will arrive. It would be very complicated (perhaps irresponsible) if an early payment was offset against future bills. I think a month to pay a bill is chosen since most people are paid monthly


this is the point i am making,u say" you recieve a bill pay it within a month"thats just it its only 25 days not a month,if the due date is the 30th then the bill for the next months should be sent from the 31st ,not the 5th

I agree with you on this one. I had this happen to me with a Halifax card and i was charged a late payment fee. I argued my case and got the fee refunded. I was paying like you on the 5th of each month and the bill always arrived on the 3rd apart from once when because the 3rd happened to be a Saturday the bill was not generated till the 5 and arrived on the 7th. By that time i had paid as i thought the bill was lost or whatever. I think this is a tactic to catch you out. i don't see why not paying by direct debit should make any difference.