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Leasehold Buildings Insurance

Ive recently purchased a grade II listed house that is leasehold. The purchase was on the shared home ownership scheme. I have purchased 30% share while the housing association will own 70% share with which they will charge me rent. I haved been informed that buildings insurance is £52 a month.

Do I have a right to search the market for a more competative insurance provider or do I have to stick with the insurance company the hosuing association has selected?

Comments

  • trafalgar_2
    trafalgar_2 Posts: 22,309 Forumite
    10,000 Posts Combo Breaker
    You would usually be liable for a proportion of the overall buildings insurance ,especially if they have taken out a group one to cover a number of properties and you own a proportion (30%)but you need to seek advice on this and the best way to do that is ask them first if you are paying part or can get your own,especially if you think the amount is unfair :)
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