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mum2one

My credit card charges - Barclaycard - that got with 2 days of court action, they settled full +interest +costs
Others I didnt know about site so took the difference between £12 and the charge.

Mine havent been demaned there still active,

As long as you can mantain regular payments, they really havent got a leg to stand on, thou oe of there fav tricks is to reduce your credit limit, hense add more charges, they might start quoting you signed x,y and z, but I just arged back that if they didnt agree with the cheaper charges, why did they come to a voluntary agreement with the financial obsbumen to reduce charges to £12.
x

lok1

mum2one wrote: »

My credit card charges - Barclaycard - that got with 2 days of court action, they settled full +interest +costs
Others I didnt know about site so took the difference between £12 and the charge.

Mine havent been demaned there still active,

As long as you can mantain regular payments, they really havent got a leg to stand on, thou oe of there fav tricks is to reduce your credit limit, hense add more charges, they might start quoting you signed x,y and z, but I just arged back that if they didnt agree with the cheaper charges, why did they come to a voluntary agreement with the financial obsbumen to reduce charges to £12.
x

Hello again,

I did have this discussion with egg as there charges are £16 currently saying that i thought they should be £12 but they were £35 for as long as i can remember and they said that the OFT has looked into there charges and have said that they are fine and just at £16.

But i will sort the letter templates out in the morning when i have some time in between painting, this would be so much easier with a spare pair of hands or learn to paint with the brush in my mouth so i can still type or write lol.

Maybe i should start selling my body but dont think there is much call for a 26 year old with a few extra miles on the clock for his year lmao

Lok1:rotfl:

mum2one

lok1 wrote: »

Hello again,

I did have this discussion with egg as there charges are £16 currently saying that i thought they should be £12 but they were £35 for as long as i can remember and they said that the OFT has looked into there charges and have said that they are fine and just at £16. I would have a look on the OFt website, worth a look

But i will sort the letter templates out in the morning when i have some time in between painting, this would be so much easier with a spare pair of hands or learn to paint with the brush in my mouth so i can still type or write lol.

Maybe i should start selling my body!!!!!!!!!!!!!! but dont think there is much call for a 26 year old with a few extra miles on the clock for his year lmao

You never know!!! People on ebay will but anything!!!
Lok1:rotfl:

if your any good at painting ive got a couple of rooms that need doing,last time I painted the kitchen - the poor dog was covered in more paint than me, lilac on a male springer spaniel - not very macho!!

lok1

mum2one wrote: »

if your any good at painting ive got a couple of rooms that need doing,last time I painted the kitchen - the poor dog was covered in more paint than me, lilac on a male springer spaniel - not very macho!!

lol the dog or the paint :P

no im afraid im not very good at painting keep missing bits which is why it has taken me best part of a week so far lol

joeblack066

Hi there. When trying to think of ways to earn extra money, you need to start by making a list of what your skills are, and then your availability. So, are you physically fit? Are you organised? Are you good with people? What would you say are your marketable qualities?
Then look at availability. I know that you work odd hours, but how many nights a week do you do this? Could you do a paper round on the way home? (Don't laugh, I used to be a newsagent and my best newscarriers were adults, and you can make £25/£30 a week these days, which would make a hole in your debts!) Could you do 1/2 nights a week in a pub when not in your main job? Could you do Kleeneze? Once you have clearde the ebay account, could you visit car boots at the weekend to sell the stuff online? Could you offer a local gardening/ lawnmowing service?
Finally, well done for the steps that you've taken so far, keep going and you will get there! What is the course that you're doing btw? Is this waht will take you abroad? I admire your determination to get where you want to be!

lok1

joeblack066 wrote: »

Hi there. When trying to think of ways to earn extra money, you need to start by making a list of what your skills are, and then your availability. So, are you physically fit? Are you organised? Are you good with people? What would you say are your marketable qualities?
Then look at availability. I know that you work odd hours, but how many nights a week do you do this? Could you do a paper round on the way home? (Don't laugh, I used to be a newsagent and my best newscarriers were adults, and you can make £25/£30 a week these days, which would make a hole in your debts!) Could you do 1/2 nights a week in a pub when not in your main job? Could you do Kleeneze? Once you have clearde the ebay account, could you visit car boots at the weekend to sell the stuff online? Could you offer a local gardening/ lawnmowing service?
Finally, well done for the steps that you've taken so far, keep going and you will get there! What is the course that you're doing btw? Is this waht will take you abroad? I admire your determination to get where you want to be!

Hi
I work those hours sunday to thursday night at my main job and work at a bar friday and saturday nights when i can get the work at the pub.To be honest by the time i finish work i have no energy as im on my feet grafting all night.
I used to do kleeneze a few years ago but never actually made any money on it and spent a lot of time just trying to get my catalouges back.
I do plan on attending some car boots but i dont have a car so would be limited on what i could buy. The course i am doing is a cisco ccna so yes hopefully this will help me get abroad apart from that my main skills are pretty much anything IT related i have qualifications in pretty much every area i was debating about trying to set up a computer repair service on weekend days but need to look into the insurance side of things.

Thanks for your help
in the words of tescos every little helps

Lok1

mum2one

if you have computer skills, is there any friends etc you could offer some computer tution to?

mum2one

Be no good listing my skills, - when my daughter started school one of the questions what does mummy do (nosey sods), my darling daughter pipes up, she professionally kicks off, I cant take her anywhere without her complaining"

Avoided the school run after that!

lok1

mum2one wrote: »

Be no good listing my skills, - when my daughter started school one of the questions what does mummy do (nosey sods), my darling daughter pipes up, she professionally kicks off, I cant take her anywhere without her complaining"

Avoided the school run after that!

lol kids gotta love em.

As for teaching computer skills my friends will give me a couple of quid to do stuff like upgrade the computers etc but most of the stuff they can do them selfs so they dont really need me in that respect.

Thanks
Lok1

lok1

Hi everyone im back, sorry i fell off the wagon a bit there and lost the plot but for now im back with news and not all of it good im afraid i will update when i get back from work

Lok1