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PLEASE HELP URGENT ANY HELP APPRECIATED

Back in 2024 my brother was having a mental health breakdown and I had to park in the hospital car park for longer than I should. The nurses assured me they would contact parking eye to cancel it but they never did.

Didn’t receive any letters regarding it but I randomly got a letter in 2026 from DCB legal saying they were going to file a court claim against me. I searched on Google for what to do and they recommended I make a subject access request for the footage from that day, which I did and notified DCB Legal of this.

Through my research it said if in 30 days parking eye didn’t send me the footage , the charge would all be cancelled and I didn’t receive any email back from DCB legal but now I have finally received the court claim letter which I immediately went onto MCOL and acknowledged but I don’t know what to do next. What will my defence be? I don’t know which story to go with and am super worried as I don’t want my credit score to be ruined !!

please help!!

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