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Equifax?

A company who I have not worked for, for over 3 years, has out of the blue sent me a letter saying that they were hacked in October 2025, and my Employee Number, my Full Name, my Address, my Bank Account Number, and my Bank Sort Code have been stolen.

I am kind of surprised, that the only advice I seem to be getting from them is the usual, change passwords etc etc.

And a free 12 month subscription to a website called Equifax.

Is it sensible to take up this subscription?

Or? … it just seems off to me.

Any advice on this subject is much appreciated.

Comments

  • la531983
    la531983 Posts: 4,524
    1,000 Posts Third Anniversary Name Dropper
    Forumite
    edited 9 October at 1:11PM

    There isnt much they could do with the information listed tbh. People seem to unneccersarily panic when they see things like "sort code and account number" listed on these things but the only things they could actually do with these are..

    • maybe set up a Direct Debit (but these are easily cancelled and can be recalled under the DD Guarantee, and any DD would be to a legit organisation and not a scammer)
    • Pay you money.
  • Nasqueron
    Nasqueron Posts: 11,820
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    edited 9 October at 1:15PM

    Equifax is one of the 3 credit agencies in the UK (Experian and TransUnion are the others).

    A paid subscription to them just gives you a couple of extra pointless features like trying to upsell you credit.

    I would reply and ask them to pay for a CIFAS protective marker instead if you are worried, that will actually block attempts to open credit in your name instead of you seeing a report and having to deal with it. Note that it will also delay legitimate applications from you while companies check it.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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