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Smart parking claim

Hi so I have recently moved to a new address and smart parking sent me a debt letter which I ignored , today I have had a judgement for claimant through the post wanting £348 , I have seen on other threads the draft to wipe the debt but I’m not sure if I’ve left it to long , thank you in advance for any feedback, have just built my credit score back up and typical this comes back 5 years later ! I literally pulled into a dark car park at night for ten minutes while I popped into the shop next door

Comments

  • Brie
    Brie Posts: 17,854
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador

    Is it a letter saying the case is going to court or that it's already gone and you lost due to not providing a defense?

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

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  • hi yes, because I didn’t reply to the claim form .

  • Brie
    Brie Posts: 17,854
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador

    There is a time limit I believe on addressing this after the fact but don't know the details beyond you can submit a late defense OR pay the fee which I believe wipes the CCJ. Hopefully someone more in the know will be along shortly.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅🏅🏅🏅
  • yes I see to apply to wipe it is over £300 , I literally heard nothing for 5 years now this. Thank you for your replies

  • Gr1pr
    Gr1pr Posts: 16,462
    10,000 Posts Second Anniversary Photogenic Name Dropper
    Forumite

    Post a redacted picture of the N1SDT claim form below, after hiding the following

    Name and address

    Claim reference number on the top right

    VRM details in the POC on the lower left side of the claim form

    Password on the lower right side of the claim form

  • I have just found the claim form dated 25/08/26
    because it’s past the 14 days I can only apply to have the judgement set aside for £324 I can’t see any other option but to pay or accept the ccj they have me by the balls it seems as i missed the response date , attached is the letter I recieved today apologies I initially ripped it up and put it in the bin infuriated lol

    IMG_3054.jpeg
  • IMG_3056.jpeg

    This is the original claim letter

  • Coupon-mad
    Coupon-mad Posts: 166,170
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    edited 25 September at 12:11PM

    There might be a better & cheaper way to wipe this CCJ - I can let you know asap.

    Help is out there. Don't pay it off.

    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • thank you very much !

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