Big money saving with Domestic and General

vigman

I had a multi item (cooker, dishwasher, hob and washing machine) insurance policy with Domestic and General. Looking at it before renewal I saw the annual cost was going to be £708 !

I rang to cancel and was immediately offered the same policy for £229 a year, a £479 saving!!

UnsureAboutthis

what was it the last time?

I raely accept a renwel price, always call, 99% it works

However, today, I rang Saga several weeks ago about car ins renweal, the chap said, "our prices are set." IE like for like - I was a tad surprised - I shppoed around and got another likle for like deal with a good ins company, for about 70 quid less, so paid 730

middlewife

We no longer insure with d&g, but got extremely lucky when our washing machine packed up 3 days before renewal. They couldn't match the spec, so gave us a free upgrade. I cancelled the policy and we now save the premium instead. Always refuse renewal prices with insurers and take out new policies. Loyalty doesn't pay, well done on price though.....

Organgrinder

I never buy insurance policies for household goods. I think over the years they aren't worth the money.

But on the subject of renewals I always shop around. This year Churchill upped my renewal to over £450 on my car. I used Topcashback in the end, got my renewal for £312 plus £44 cashback. Churchill wouldn't go below £350 from memory. As an added bonus I now get breakdown cover too.

otb666

We had a policy with them 16 years ago and they still ring us constantly trying to get us to sign up again

Albermarle

https://forums.moneysavingexpert.com/discussion/comment/82146919#Comment_82146919

A few of these companies seem to have adopted a policy of 'no negotiation' in recent times. They must have decided to try it out as a strategy. I think LV= is one of them, although to be fair usually ( not always) they are quite competitive, and their website/systems and customer service are good in my experience.

jaybeetoo

Put your money in a savings account instead. You’ll be much better off over the long term. The only time I bought one of these policies was when my shower failed and they said I could take out an annual policy that would cover the shower repair for less than the fee to repair the shower. It was clearly trying to hook me in. I cancelled after a year when, of course, the premium went up.