SumUp (Personal Account) Cashback

miller

I saw an advert recently for a SumUp Personal Account: https://www.sumup.com/en-gb/personal/cashback/

From what I can see it's 2% on supermarket spend (could be of interest to those jumping through Chase's hoops to get the same) and 0.5% elsewhere. If the retailer uses SumUp then 5% is awarded (tends to be smaller shops/independents). There's also a £10 referral scheme.

grumpy_codger

For most supermarkets gift cards work better for me. Everup:

Asda, Morrisons, Sainsbury's - 3%

Iceland - 3.3%, M&S - 3.1%

Tesco - 4%

Whitrose -4.5%

No Aldi unfortunately.

andyhicks88

https://forums.moneysavingexpert.com/discussion/comment/82143179#Comment_82143179

Plus if you pay with something like the trading 212 debit card you can get an extra 1.5% cashback on the giftcard payment. So I'm currenntly getting 4.5% on my morrisons shops and of course sometimes the rates are boosted so it can be even better.

And you can get Aldi giftcards on Everup but get coins not direct cashback but the coins go towards tries on the games which does end up getting you some cashback. I use Lidl more than Aldi though and I use Zilch for Lidl, 2%.

wmb194

https://forums.moneysavingexpert.com/discussion/comment/82143179#Comment_82143179

A quirk is that John Lewis and Waitrose gift cards are the same and can be used in both stores but listed separately and often with slightly different rates and at the moment Everup is offering JL at 4.7% and Waitrose 4.5%. I use Trading212 as well for another 1.5% (up to £15 per month).