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Maintenance loan
Is it worth getting a maintenance loan you don't need to invest it?
Comments
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The loan will of course incur interest but your investments could beat that rate, over the last decade for example equities have performed well. Or they could also tank by 50% or more like they did at the start of this century, only regaining their values around a decade later.
Only you can answer if you would be comfortable taking out student loans, investing them and watching their value halved, or as dirty Harry once said, "Do you feel lucky?"
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Maintenance loans are meant for what the name implies not to invest the loaned funds.
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OP isn't asking what a maintenance loan is intended for, as this is indeed self-evident!
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You can use them for any purpose.
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