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Should I be worried? Mortgage back in assessment.
I’m currently in the process of getting a JBSP mortgage with my daughter (the SP of the mortgage). It had gone through assessment, the offer made and we had the forms sent to us.
I noticed that they had left off one of my middle names and were referring to me as Miss (I married a couple of years ago but never took my husband’s name.) I took that up with bank who said contact the broker, which I did.
Clearly the broker is/has been on holiday (unless she really did have meetings every day/was out of office/just popped out on all the times I called and chased) as it has been a couple of weeks since then and now the bank has moved the mortgage back into assessment. The broker says they are requesting my latest payslip.
Is this normal? The broker said it’s unusual. Should I worry? Does this mean they are uncertain of the mortgage and even if once again approved, they will withdraw again, perhaps between exchange and completion?
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