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Fees when paying by cc
Is it legal, when paying by cc, for the agent to charge a fee where they state it's for Merchant acquiring fees, payment gateway fee, Specific service charges and VAT and will be between £33.54 and £69.09.
Comments
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For a personal card fees are not allowable in the majority of consumer trnsactions
But it seems some property rental transactions, which I assume this is, are exempt transactions.
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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It's actually a new boiler installation and the supplier is uses Tradify for all quotes, invoices and payments
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In which case it is illegal to charge additional fees for using a credit card.
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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To be clear, is the OP saying that those charges would not be payable if they elected to pay by debit card or cash?
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Not specifically stated about application to either credit or debit card. The supplier themselves does offer bank transfer, so not through Tradify
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So this is a set of charges that is added to the quote regardless of the payment method. In which case there doesn't seem to be any breach of the regs concerning CC surcharging.
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OP seems to be implying (but not explicitly stating) that the cost does vary according to payment method, if the extra fees are associated with paying with a card via Tradify but not applied for a direct bank transfer?
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