Signing pdf banking application forms on laptop trackpad

dunstonh

I don't think it has ever been made clear to me by a bank/ investment platform etc how a form can or can not be signed. It seems to be a case of try it and see if it is accepted or maybe ask first.

Most platforms on the IFA side fully publish what they accept in the way of digital signatures (i.e. which software is acceptable). Most also state that they will not accept uncertified electronic signatures.

LHW99

I have password protected signature scan accessed directly by pdf to complete forms, and that hasn't been rejected yet - though there's always a first time.

StewedApple

https://forums.moneysavingexpert.com/discussion/6681778/signing-pdf-banking-application-forms-on-laptop-trackpad

The law changed (in about 2003 if I remember) to permit online contracts to be validated by a tick box / putting your name in the box. The "digital signatures" (e.g. cursive text) which some organisations ask for capture things such as IP address etc. to reinforce the validity of the contract in the event of a dispute. This standard of proof typically applies to consumer contracts.

Other contracts which require witnesses e.g. deeds, legal agreements or stuff signed by a competent officer (director of a company etc.) are not covered by this Act of Parliament and will require a higher standard, but for most practical purposes the usual checks should be more than sufficient for a bank account.

Unless you have very secure storage I would avoid keeping copies of identity documents and signatures electronically as they can be useful to thieves - particularly if kept on a device you take out of the home.