Credit Cards and ATMs

Money_and_Travel

Why is it that, when I ask for a balance, instead of telling my what my current balance is, the ATM tells me my available credit?

I'm looking for what I owe, not what I still have available to spend.

Ayr_Rage

Balances at ATMS are for current accounts, not credit cards.

Available credit tells you how much you could get as a cash advance.

Money_and_Travel

https://forums.moneysavingexpert.com/discussion/comment/82120018#Comment_82120018

Couldn't they arrange for it to tell you both?

Isthisforreal99

https://forums.moneysavingexpert.com/discussion/comment/82120027#Comment_82120027

Isn't that what app and online is for?

HillStreetBlues

https://forums.moneysavingexpert.com/discussion/comment/82120032#Comment_82120032

Yep, log into the account and see the limit, then go to the ATM and see the available credit, subtract that from the limit and find out what you owe, simples.

born_again

Bank account & credit cards run on totally different systems.

NoodleDoodleMan

Isn't your balance the difference between your maximum credit limit and what is currently available to spend ?

Straightforward arithmetic ?

Money_and_Travel

https://forums.moneysavingexpert.com/discussion/comment/82120175#Comment_82120175

Not when standing at an ATM.

Isthisforreal99

https://forums.moneysavingexpert.com/discussion/comment/82120183#Comment_82120183

No mobile to check?

Check before you go?

For obvious reasona the majority don't withdraw cash on a CC so no real demand for what you want.

eskbanker

https://forums.moneysavingexpert.com/discussion/6681485/credit-cards-and-atms

As above, if you're looking for what you owe, an ATM isn't the facility to provide that information, unless you're able and willing to perform some simple arithmetic, so you'd need to source it from one of the other places instead!