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BARCLAYCARD MONEY TRANSFER OFFERS DRYING UP?
Comments
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I had 2 months in a row of 6 months 0% no fee transfers, then nothing this month BT or MT which is unusual for them especially as I did a BT off their card so have only about 20% of the available balance used.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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I'm 4% for a Barclaycard MT, but I normally won't touch them. The offers are personal, but do have a lot to do with your personal rating and market 'conditions'.
Like said by others, I'd look at a new interest free spending card. You can always load that up while saving the equivalent as cash. As long as you have a plan to pay it back in time, it would mean no interest or charges at all.0 -
For ages all my offers from
BC offers dried up up and suddenly they started again and they were o% fee and this month 3% fee on bt and mt. Plus from 12 to 24 months.
Also I never touch them because I can easily get a new credit card with 0% fee on balance transfers.0 -
What cards currently offer 0% fees for you?
Let's Be Careful Out There1 -
Virgin, NatWest and Barclaycard and Santander.
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up until Aug 1st my 5 BC's always had 0% transfer offers for 18 to 24 months, then in Aug its went to 0% for 12 months, now its low APR. the game is up.
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I have never had 0% offers "whenever I logged in" but I do get them regularly and continue to do so.
On the subject of savings, whilst I get that it makes sense to hang onto them if you can borrow interest free remember that they are there to be used for such expenses so a policy of hanging onto them at all costs is probably not the best.
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I don't have any currently, Aug and Sep both been the same
NatWest however are doing 21 months 2.9% which is better rate than Barclays (3.3% previously) but only BT, usual Halifax/Lloyds poor 5.9% APR MTs
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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