Insurance to cover cancellation of course abroad

Bimbly

I have booked a craft course in Greece next year. While reading of the tutor's trips to see his cardiologist, I realised there could be a circumstance where he might need to cancel for health reasons. He's not the youngest.

I want to make sure the insurance policy I buy covers me for this sort of thing. I ask because I've read a lot about people discovering their travel insurance won't cover them for things they assumed they were covered for.

The course cost includes accommodation, but I will be adding a few days to my stay and paying the hotel separately for those. I need to book flights separately too.

I've just had to renew my passport, which had never been used for travel in the whole ten years I've had it. So it's been a while since I've travelled abroad and had to buy travel insurance. Some pointers would be helpful.

elsien

I don’t know as insurance would cover you with the flights and the extra accommodation - obviously you’d be expecting the course accommodation to be refunded. From their perspective it could be disinclination to travel because you could still get there and use the extra days bookings that you have.

This might come under consequential loss but there are very few insurers that offer that - I struggled to find any anyway.

A better option might be to pay a little bit more for refundable flights, and book accommodation that can be cancelled up until the last minute.

MyRealNameToo

https://forums.moneysavingexpert.com/discussion/6679726/insurance-to-cover-cancellation-of-course-abroad

Is it a residential course (ie you are staying with the tutor)? If so is it exclusively him or is he just one of many tutors in a school?

Have you asked them what happens if he is unwell? If its part of a school are there others that step in?

Grumpy_chap

While reading of the tutor's trips to see his cardiologist, I realised there could be a circumstance where he might need to cancel for health reasons. He's not the youngest.

How old is "not the youngest"?

Why do you extrapolate the tutor having medical checks by a cardiologist to likely the tutor would need to cancel the course for health reasons?

In fact, the tutor seeing a cardiologist probably indicates that the tutor is in at least as good a shape as the general population, quite possibly better. People tend not to just see a cardiologist for fun so the regular checks probably indicate some prior cardiology event - valve / stents / bypass - that has now been treated and the monitoring is just precautionary. Plus, the individual probably follows a better more-cardiology friendly diet than the general population, what with having had prior cardiology intervention.