We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

OAK LEGAL SERVICES LETTER BEFORE CLAIM

Hello im in need of some advice as to what to do.

Ive received a letter from "Oak Legal Services" on behalf of LDK Group Limited, regarding 2 Parking Eye Limited car parking fines from 2023.

It states its a "Letter Before Claim"

First off i am not the driver of the car although the car does belong to me, secondly one of the fines is from where I live and I had been in touch to get it cancelled from the landlords back in 2023, who have since sold the Housing Association to another HA. A blue badge was used on both occasions.

Included with the letter was a form asking me ti fill it out if I owe the or owe some or am I disputing the debt. Also a standard financial statement requesting my details.

Please help me i am at a loss as to what to do next.

Thank you

«1

Comments

  • Gr1pr
    Gr1pr Posts: 16,109 Forumite
    10,000 Posts Second Anniversary Photogenic Name Dropper
    edited 12 August at 2:52PM

    Definitely Not fines , just Invoices.

    Do not fill in any forms

    Study the 2nd post in the newbies sticky thread in announcements near the top of the forum by coupon mad

    Email the LoC response template to Oak, using the email address recently given on here in other recent Oak LOC letters and cases, written by member ChirpyChicken ( been quite a few recently, including yesterday. )

  • SatinLady
    SatinLady Posts: 3 Newbie
    Name Dropper First Post
    edited 13 August at 1:23AM

    @Gr1pr @Coupon-mad

    With regards to the Letter Before Claim

    Would you suggest me contacting the Housing Association to try and get it canceled which i had already done back in 2023?

    As for the parking bay it did not have clear signage back in 2023 when the car was parked for roughly 5- 15 minutes. Which.was previously free to park on.

    I DO NOT have images from 2023 to prove this.

    As i said before it is my car but I don't drive, my daughter is the designated driver.

    I'm not good with all the legal terms and letters, changing all the wording is so confusing and I don't want to put the wrong thing down.

    And my anxiety levels are hitting the roof. £170 for each fine is ridiculous but I'm wondering if i should contact them to say I wasn't the driver and say who it was to see if we could get it reduced. As you can tell this is all new to me and I have limited knowledge in this field.

    Thanks for all your help.

  • ChirpyChicken
    ChirpyChicken Posts: 3,615 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic

    Its LDK

    Oak legal will be easy to deal with if they issue a claim

  • patient_dream
    patient_dream Posts: 4,540 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper

    Oak Legal Services is a Trading Style of ZZPS Limited

    ZZPS known as the OSNER scam who invented the infamous £70 fake add-on SCAM

  • James_Poisson
    James_Poisson Posts: 951 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    "And my anxiety levels are hitting the roof. £170 for each fine is ridiculous but I'm wondering if i should contact them to say I wasn't the driver and say who it was to see if we could get it reduced"

    For a start you are not reading the advice given stop thinking of these speculative charges as "fines" you will not find that word on any sign or letter because they are nothing more than invoices, this might stop you getting so anxious.

    Please try to calm down and read the information with a calm mind set, you have already mixed up who the parking company is LDK is separate to Parking Eye, I imagine you mean LDK have used ANPR cameras "Parking Eye" is the name of a parking management company.

    The regulars on here will help you but you need to give clear details.

  • ChirpyChicken
    ChirpyChicken Posts: 3,615 Forumite
    1,000 Posts First Anniversary Name Dropper Photogenic

    In this case i would name the drive, this would remove liability in law then if they issued a claim you would have an absolute defence, i see so few LDK NTk's that dont even know if they are POFA/NON POFA

    you dont do this on the basis of getting anything reduced as you need to get it out of your head about paying them ,

  • Coupon-mad
    Coupon-mad Posts: 165,609 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 August at 1:41PM

    Yep you will never have to pay and it isn't a fine. Stop thinking of 'getting it reduced'.

    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • SatinLady
    SatinLady Posts: 3 Newbie
    Name Dropper First Post
    edited 2 September at 3:39PM

    Do many of these make it to court and have there been any loses that you know of?

  • Gr1pr
    Gr1pr Posts: 16,109 Forumite
    10,000 Posts Second Anniversary Photogenic Name Dropper

    None at the moment, because OAK LEGAL are new kids on the block

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.6K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.2K Work, Benefits & Business
  • 605.7K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.