Santander ID and income check

masonic

https://forums.moneysavingexpert.com/discussion/comment/82117067#Comment_82117067

The literal quote from the second paragraph of the article is "Gheewala’s bank account received more than £880,000 in cash in 200 different deposits". Do you think this is inaccurate? It was the police investigation into this account that allowed them to reconstruct the pattern of the cash deposits at POs ("Leicestershire police used Gheewala’s transactions to reconstruct how he operated…").

It was only after this activity was analysed were other individuals similar patterns of activity identified, suggesting there were a bunch of them all at it, the others using third party accounts. It suggests Gheewala had access to those other accounts ("Gheewala controlled the whole operation from a laptop kept in an otherwise empty house, with all the account details and their passwords written down in a notebook. As soon as the money appeared online he would, using cryptocurrency exchanges, disperse it around the world.")

AstonSmith

https://forums.moneysavingexpert.com/discussion/comment/82116699#Comment_82116699

The form makes it sound like you earned the money again when it goes into the Santander account, as in the direct origin of the transfer is an employer rather than your own (other) account. I don't have the questions anymore so I can't give an example. Nevertheless I chose to put it as earned income after being ghosted by support, and the amount was based on the last 12 months divided up into a monthly approximate figure. They seemed to accept it as a confirmation e-mail appeared saying their records were updated within about an hour.

@Mr_Sark as above, hope it helps

mta999

According to an investigative report published by The Guardian, a man named Gheewala used personal bank accounts to launder massive amounts of illicit cash through local UK post office branches.

• The Sums: Despite officially being on government benefits, Gheewala’s bank account received more than £880,000 in cash.
• The Method: The money was moved via 200 different physical deposits. Rather than using offshore tax havens, the cash was physically handed over in "thick wodges of banknotes" at various everyday post office counters in Leicester

this is the full story

https://www.leicestermercury.co.uk/news/leicester-news/gang-laundered-53-million-through-10719534?int_source=amp_continue_reading&int_medium=amp&int_campaign=continue_reading_button#amp-readmore-target

masonic

https://forums.moneysavingexpert.com/discussion/comment/82117390#Comment_82117390

The AI summary you have pasted in gives a fair TL;DR, but beyond what Gheewala was doing using his personal bank account, there was another ~£52m laundered through their portfolio of other accounts. The Leicester Mercury story (which was linked by the Guardian, but I didn't read until now) goes into more detail about the rest of the gang and is quite an interesting read.

friolento

Where did the massive amount of cash come from in the first instance? The Leicester piece says criminal cash was transported into Leicester from around the country but I don't think I have seen anything more about the source of the cash, which presumably is still active?

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82117489#Comment_82117489

Are you asking, from what physical locations? Or from what criminal activities?

If it's the latter then I don't think it's too hard to work out which criminal commerce is conducted almost entirely in cash.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82117498#Comment_82117498

sure it’s not too hard to work out the likely sources. I am just astonished that there is no mention of what has been done about them.

masonic

https://forums.moneysavingexpert.com/discussion/comment/82117666#Comment_82117666

Likely this investigation didn't throw up any leads about the upstream crimes. If banknotes were being couriered over for laundering, then it would rely on those carrying the cash having knowledge of where it came from and telling the police.