Vodafone Reporting Indefinite Monthly Missed Payments For Over 6 Years

Brie

Thanks for the time line - very helpful for me to understand what's happened.

OK so nothing received recently (aka for 6+ years) from VF and the only reason you contacted them was to try to tidy your credit report. And if they intended to add a marker to your file they should have done so when they said in 2020, not in 2026. It does read to me as standard bully boy behaviour to scare someone into coughing up the cash.

@sourcrates is right about not doing anything at this time.

That should include NOT adding a comment to any of your credit reports about VF messing things up as that in itself may cause an issue with obtaining credit. I believe it stops the automated credit checks done and flags any credit application to be viewed by a real person which may actually mean that no one will look at it so the application fails.

So I'd say don't pay, wait to see if they send it to Lowells and see what happens after that.

sourcrates

I agree with the above, wait and see what happens with the debt before you do anything.

bert130680

I have received the attached messages on my ClearScore account. Any idea what this means as the first says it’s being removed and the 2nd says a new account is being added?

should I contact Equifax and ask for further details?

@Brie & @sourcrates