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Advice for choosing pre paid funeral plan

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Comments

  • KxMx
    KxMx Posts: 11,526 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    It's much easier for those administering your estate not to have to deal with planning & arranging payment for a funeral as well.

    All I had to do with Mum's was ring Pure Cremation once, and do two simple forms electronically.

    I was more than grateful not to be burdened with funeral arrangements on top of everything else I suddenly had to do, some of which was time sensitive (clearing rented property) or already proving very difficult (death certificate took nearly 3 weeks, nightmare).

    Had Barclays bereavement team been responsible for funeral payment, they'd probably have screwed that aspect up too - I had one complaint upheld, and when the second problem came to light I was simply out of energy to raise it (with chronic illness you have to pick your battles).

  • sheramber
    sheramber Posts: 25,128 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper

    when my husband died the funeral director dealt with the funeral plan with Golden Charter.

    All I had to was phone them to confirm that the plan could be used for my husband- it was in my name but could be used for first death- and give the funeral director the paperwork.

    Made a difficult time easier.

  • Sea_Shell
    Sea_Shell Posts: 10,421 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    "My brother said he would like to attend my funeral but that will cost £2000/ £3000 even £4000 which i can't afford."

    If your estate can't afford a cremation, or it is insolvent, then the Local Authority will be able to do a simple funeral.

    Search for Public Health Funerals.

    With few friends or family, and no estate worth speaking of, it might be the better option.

    Do you have a will/executor?

    How's it going, AKA, Nutwatch? - 12 month spends to date = 3.24% of current retirement "pot" (as at end December 2025)
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